St. Louis County property record for 5093 E Comstock Lake Rd, Cotton, MN 55724
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 2 bd · 768 sqft · built 1970 |
| Lot Size | 0.855 acres (37,247 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (Sep 2020) |
| Tax Bill | $1,426 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 662-0020-00070 |
| Primary APN | 662-0020-00070 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 768 sqft Gross Area |
| 1st Floor Area | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Rustic |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 37,247 sqft (0.855 acres) |
| Deck Area | 64 sqft |
|---|---|
| Cabin | 240 sqft |
| Storage Building | 28 sqft |
| Sauna | Sauna |
| Heating Fuel | Wood |
|---|
| Account Number | 1095338 |
|---|---|
| Street Address | 5093 E COMSTOCK LAKE RD |
| City | COTTON |
| State | MN |
| Zip | 55724 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | LOT: 0007 SERIAL # |
| Legal Subdivision | VESSELS PLAT OF COMSTOCK LAKE |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | WHITEFACE RESERVOIR |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 11402 |
5093 E Comstock Lake Rd, a residential property, is owned by an individual who bought it in September 2020.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1125 E SKYLINE PKWY, DULUTH, MN 55805-1515 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 3, 2020 · Amount on File |
| Deed Sale | Sep 3, 2020 · Amount on File |
| Prior Sale | Sep 23, 2004 · Amount on File |
| Deed Document Number | 20201028407 |
| Prior Transfer Date | Jul 20, 2020 |
| Prior Transfer Doc | 0001028407 |
| Record Updated | Sep 20, 2026 |
The 2026 property tax bill for 5093 E Comstock Lake Rd was $1,426, up 12.3% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Unified School District | Mesabi East School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,426.00 (+12.28%) | ||
| 2025 | $1,270.00 (+8.92%) | $91,300 (-21.29%) Land $45,800 Building $45,500 | $91,300 (-21.29%) Land $45,800 Building $45,500 |
| 2024 | $1,166.00 | $116,000 Land $39,700 Building $76,300 | $116,000 Land $39,700 Building $76,300 |
| 2022 | $96,500 Land $46,100 Building $50,400 | $96,500 Land $46,100 Building $50,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5093 E Comstock Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5093 E Comstock Lake Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
4G LTE (outdoors only), no 5G reported
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