50920 3rd St, Dowagiac, MI 49047 Property Records

Cass County property record for 50920 3rd St, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,024 sqft · built 2003
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$569,000 (Feb 2018)
Tax Bill	$8,161 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-130-004-042-60`

Property Details

APN / Parcel Number

Primary APN	`14-130-004-042-60`

Interior

Full Baths	3 Baths
Building Area	2,024 sqft Building Perimeter
1st Floor Area	1,704 sqft
Basement Area	1,704 sqft
Unfinished Basement	1,704 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	15,246 sqft (0.35 acres)
Garage Area	720 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	50920 3RD ST
City	DOWAGIAC
State	MI
Zip	49047-8409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	455-1093 45-I 5S-16W COM N 88 DEG 21' W 395.15 FT, N 6 DEG 7' E 422.9 FT & N 39 DEG 27' 25 W 5.44 FT FRM S 1/4 COR, TH S 74
Legal Range	16W
Legal Township	05S
Legal Section	04
Jurisdiction	CASS MI
Township / Civil Division	SILVER CREEK
Census Block Group	1
Census Block	1027
Census Tract	1902

Owner

50920 3rd St is owned and occupied by two individuals who bought it in February 2018.

Source: Cass County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	50920 3RD ST, DOWAGIAC, MI 49047-8409
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2017	Deed of Trust, Mortgage · Line of Credit FOREST PARK NATIONAL BANK & TRUST CO
Feb 13, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2018 · Amount on File
Deed Sale	Feb 13, 2018 · Amount on File
Deed Book / Page	1135 / 1259
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MI
Property Address	50920 3RD ST, DOWAGIAC, MI 49047-8409
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	OCONNOR TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01127/0270
Date	Aug 11, 2017
Book Page	1127/0270

Lender

Name	FOREST PARK NATIONAL BANK & TRUST CO
Type	Bank
Address	FOREST PARK, IL 60130

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Feb 13, 2018
Property Address	50920 3RD ST, DOWAGIAC, MI 49047-8409
Document Number	01135/1259
Book / Page	1135 / 1259
Instrument Date	Feb 6, 2018
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,893.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50920 3RD ST, DOWAGIAC, MI 49047-8409

Mortgage

Document Number	0001135954
Date	Feb 13, 2018
Instrument	1135/954

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 50920 3rd St was $8,161 with a homeowner's exemption.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Silver Creek Township
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$484,200 (+11.39%) Land $484,200	$968,400 (+11.39%) Land $968,400
2025	$8,161.00 Homeowner's exemption	$434,700 Land $434,700	$869,400 Land $869,400
2023		$340,900	$681,800
2022	$6,939.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 50920 3rd St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	5 (2015–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jul 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 50920 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sister Lakes Cable Fiber	2,048 / 1,024
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Midwest Energy & Communications.

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