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5092 Hartwell Ct, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5092 Hartwell Ct, Saint Cloud, FL 34771

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,144 sqft · built 2015
Lot Size0.189 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$348,500 (Jul 2020)
Tax Bill$5,087 (2025)
Deeds & MortgagesJul 2020 Sale
Flood ZoneZone X (minimal risk)
APN082531373200011090

Property Details

APN / Parcel Number

Primary APN082531373200011090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,144 sqft Heated Area
Gross Area2,826 sqft
1st Floor Area2,144 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.189 acres)
Garage TypeFinished
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area262 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5092 HARTWELL CT
CitySAINT CLOUD
StateFL
Zip34771-7867
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKESHORE AT NARCOOSSEE PH 1 PB 23 PG 135-141 LOT 109
Legal Range31E
Legal Township25S
Legal Section08
Legal SubdivisionLAKESHORE AT NARCOOSSEE
Legal Phase1
Legal Tract3732
Legal Lot Number109
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1021
Census Tract43600

Owner

5092 Hartwell Ct is owned and occupied by two individuals who bought it in July 2020.

Source: Osceola County records, as of December 11, 2025

Owner of Record2 Individual Names on File
Mailing Address5092 HARTWELL CT, SAINT CLOUD, FL 34771-7867
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 1, 2020 · Amount on File
Deed SaleJul 1, 2020 · Amount on File
Deed Document Number2020084740
Deed Book / Page5747 / 393
Record UpdatedJun 8, 2026

July 2020: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateJul 1, 2020
Property Address5092 HARTWELL CT, SAINT CLOUD, FL 34771-7867
Document Number0057470393
Book / Page005747 / 000393
Instrument DateJun 26, 2020
Instrument84740
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 30, 2020
Title CompanyPGP TITLE/FL INC

Transaction

AmountAmount on Record
Tax$2,440.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5092 HARTWELL CT ST CLOUD FL 347717867, ST CLOUD, FL 34771-7867

Tax Assessment & Valuation

The 2025 property tax bill for 5092 Hartwell Ct was $5,087 with a homeowner's exemption.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,087.00 Homeowner's exemption$356,610$395,800 Land $75,000 Building $320,800
2023$4,243.00 (+4.02%) Homeowner's exemption$299,492 (+3%)$392,200 (+19.21%) Land $75,000 Building $317,200
2022$4,079.00 Homeowner's exemption$290,769$329,000 Land $60,000 Building $269,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5092 Hartwell Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5092 Hartwell Ct is moderate, ranking above 47% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Spectrum
Cable		1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon, Xfinity.

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