Santa Rosa County property record for 5092 E Spencer Field Rd, Milton, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,689 sqft · built 2002 |
| Lot Size | 0.334 acres (14,549 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $349,900 (May 2026) |
| Tax Bill | $420 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage May 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-1N-29-0000-01911-0000 |
| Primary APN | 02-1N-29-0000-01911-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,689 sqft Living Area |
| Gross Area | 3,770 sqft |
| 1st Floor Area | 2,689 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 14,549 sqft (0.334 acres) |
| Lot Dimensions | 140 ft deep x 104 ft wide |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 289 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5092 E SPENCER FIELD RD |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-9088 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | COM NW COR OF SW4 OF SW4 TH S 01* W 33 FT TH E 25 FT TO POB TH CONT E 104.35 FT TH S1* 3'W 140 FT TH W 104.35 FT TO ER/W E SPENCER FIELD RD TH N1*3'E 140 FT ALG R/W TO POB AS DES IN OR 2020 PG 1979 |
| Legal Range | 29W |
| Legal Township | 1N |
| Legal Section | 02 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 10704 |
Source: Santa Rosa County records, as of June 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6585 EAGLE CREST DR, MILTON, FL 32570-6219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 20, 2022 | Deed of Trust, Mortgage · VA Mortgage PURPOSE FUNDING INC |
| May 21, 2026 | Personal Representative Deed, Transfer NONE LISTED ON DOCUMENT |
| May 21, 2026 | Warranty Deed, Transfer · VA Mortgage NAVY FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2026 · Amount on Record |
| Deed Sale | May 21, 2026 · Amount on Record |
| Deed Document Number | 202625820 |
| Deed Book / Page | 4747 / 42 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5092 E SPENCER FIELD RD, PACE, FL 32571-9088 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5092 E SPENCER FIELD RD, PACE, FL 32571-9088 |
| Document Number | 0042350646 |
|---|---|
| Date | Jan 20, 2022 |
| Book Page | 4235/646 |
| Instrument | 202203491 |
| Name | PURPOSE FUNDING INC |
|---|---|
| Type | Non-Lending Institution |
| Address | LAGUNA NIGUEL, CA 92677 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Dec 1, 2041 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 21, 2026 |
| Property Address | 5092 E SPENCER FIELD RD, MILTON, FL 32571-9088 |
| Document Number | 0047470047 |
| Book / Page | 4747 / 47 |
| Instrument Date | May 19, 2026 |
| Instrument | 202625821 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6585 EAGLE CREST DR, MILTON, FL 32570-6219 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 21, 2026 |
| Property Address | 5092 E SPENCER FIELD RD, MILTON, FL 32571-9088 |
| Document Number | 0047470042 |
| Book / Page | 4747 / 42 |
| Instrument Date | May 19, 2026 |
| Instrument | 202625820 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247,379.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5092 E SPENCER FIELD RD, MILTON, FL 32571-9088 |
| Document Number | 0000025822, |
|---|---|
| Date | May 21, 2026 |
| Instrument | 202625822 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $420.00 Homeowner's exemption Veteran's exemption | $196,860 (+2.9%) | $291,102 (+2.9%) Land $26,600 Building $264,502 |
| 2024 | $420.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $191,312 (+3%) | $282,903 (+2.86%) Land $23,750 Building $259,153 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $185,740 | $275,050 Land $19,000 Building $256,050 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 37 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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