5092 Cramer Woods Dr, Gastonia, NC 28056 Property Records

Gaston County property record for 5092 Cramer Woods Dr, Gastonia, NC 28056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,413 sqft · built 2004
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (Jul 2004)
Tax Bill	$5,316 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`188517`

Property Details

APN / Parcel Number

Primary APN	`188517`
Alternative APN	`1421512`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,413 sqft Heated Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Construction Type	Mixed
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	32,234 sqft (0.74 acres)
Porch	Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	5092 CRAMER WOODS DR
City	GASTONIA
State	NC
Zip	28056-8581
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1H
Legal Description	CRAMER WOODS BLK D L 17 15 056 001 70 000
Legal Subdivision	CRAMER WOODS
Legal Block	D
Jurisdiction	GASTON NC
Township / Civil Division	SOUTH POINT
Census Block Group	1
Census Block	1007
Census Tract	32509

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5092 CRAMER WOODS DR, GASTONIA, NC 28056-8581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2004 · Amount on Record
Deed Sale	Jul 15, 2004 · Amount on Record
Deed Book / Page	4043 / 453
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GASTON NC
Recording Date	Apr 21, 2026
Property Address	5092 CRAMER WOODS DR, GASTONIA, NC 28056-8581
Document Number	5634001186
Book / Page	5634 / 1186
Instrument Date	Apr 10, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	VISIONET SYSTEMS INC, VISIONET SYSTEMS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5092 CRAMER WOODS DR, GASTONIA, NC 28056-8581

Mortgage

Document Number	5634001186,
Date	Apr 21, 2026
Book Page	5634/1186

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Apr 20, 2066

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Gaston County
Municipality	Gastonia City
Unified School District	Gaston County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,316.00	$497,350 (-) Land $58,730 Building $438,620
2025	$5,316.00 (-1.02%)	$497,350 (-9.91%) Land $58,730 Building $438,620
2023	$5,371.00	$552,040 Land $65,250 Building $486,790
2021			$335,290 Land $43,500 Building $291,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KINGS GRANT S/D private · serves 460 people · EPA ID NC0136211
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20