Collier County property record for 5092 Cerromar Dr, Naples, FL 34112
| Property Type | Single Family Home |
|---|---|
| Details | 3,376 sqft · built 2001 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $2,375,000 (Jun 2026) |
| Tax Bill | $13,488 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 506900 2025B15 |
| Primary APN | 506900 2025B15 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 3,376 sqft Living Area |
| 1st Floor Area | 3,376 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2015 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 12,632 sqft (0.29 acres) |
| Pool Area | 378 sqft |
| Deck Area | 958 sqft |
| Street Address | 5092 CERROMAR DR |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34112-7921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | NAPLES LAKES COUNTRY CLUB LOT 202 |
| Legal Range | 26 |
| Legal Township | 50 |
| Legal Section | 15 |
| Legal Subdivision | NAPLES LAKES COUNTRY CLUB |
| Legal Tract | 506900 |
| Legal Block | 3 |
| Legal Lot Number | 202 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | NAPLES |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 10518 |
5092 Cerromar Dr is held in a trust since June 2026.
Source: Collier County records, as of August 25, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 3823 TAMIAMI TRL E, NAPLES, FL 34112-6224 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Jun 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage U S BANK N A |
| Jun 17, 2026 | Warranty Deed, Transfer · Conventional Mortgage US BANK |
| Oct 16, 2023 | Warranty Deed, Transfer NOT AVAILABLE, ROSS TITLE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2026 · Amount on File |
| Deed Sale | Jun 17, 2026 · Amount on File |
| Prior Sale | Oct 16, 2023 · Amount on File |
| Deed Document Number | 20266839250 |
| Deed Book / Page | 6599 / 3021 |
| Prior Transfer Date | Jun 12, 2013 |
| Prior Transfer Doc | 0049353017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIER FL |
| Property Address | 5092 CERROMAR DR, NAPLES, FL 34112-7921 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5092 CERROMAR DR, NAPLES, FL 34112-7921 |
| Document Number | 0059971180 |
|---|---|
| Date | Aug 14, 2021 |
| Book Page | 5997/1180 |
| Instrument | 6112606 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jun 17, 2026 |
| Property Address | 5092 CERROMAR DR, NAPLES, FL 34112-7921 |
| Document Number | 0006839250 |
| Book / Page | 6599 / 3021 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 20266839250 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | ROSS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,679,125.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Number | 0006839251, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 20266839251 |
| Name | U S BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Jun 17, 2026 |
| Property Address | 5092 CERROMAR DR, NAPLES, FL 34112-7921 |
| Document Number | 0065993021 |
| Book / Page | 6599 / 3021 |
| Instrument Date | Jun 8, 2026 |
| Instrument | 20266839250 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Title Company | ROSS TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,679,125.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Number | 0006839251, |
|---|---|
| Date | Jun 17, 2026 |
| Instrument | 20266839251 |
| Name | US BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Oct 16, 2023 |
| Property Address | 5092 CERROMAR DR, NAPLES, FL 34112-7921 |
| Document Number | 0062963304 |
| Book / Page | 6296 / 3304 |
| Map Reference | MB 33 PG 8-15 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 6464832 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2023 |
| Title Company | NOT AVAILABLE, ROSS TITLE INC |
| Amount | Amount on Record |
|---|---|
| Tax | $10,675.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 709 LINDWOOD DR, GREENSBURG, PA 15601-7712 |
| Name | Verified Name |
|---|---|
| Address | 48 GREENCROFT CT, CANADA XX |
The 2025 property tax bill for 5092 Cerromar Dr was $13,488, up 8.4% from the year before.
Source: Collier County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,128,857 (-10.34%) Land $496,228 Building $632,629 | $1,128,857 (-10.34%) Land $496,228 Building $632,629 | |
| 2025 | $13,488.00 (+8.39%) | $1,258,986 Land $613,900 Building $645,086 | $1,258,986 Land $613,900 Building $645,086 |
| 2024 | $12,444.00 (+83.43%) | ||
| 2023 | $6,784.00 (-2.54%) Homeowner's exemption | $673,403 (+3%) | $1,372,713 (+30.55%) Land $699,846 Building $672,867 |
| 2022 | $6,961.00 Homeowner's exemption | $653,789 | $1,051,447 Land $360,973 Building $690,474 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5092 Cerromar Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 205 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 227 units insured incl. 22 condo units |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5092 Cerromar Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber · Cable in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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