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5092 Caspian St, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5092 Caspian St, Saint Cloud, FL 34771

Property Summary

Property TypeTownhouse
Details2 bd · 3 ba · 1,617 sqft · built 2015
Lot Size0.06 acres (2,614 sqft)
OwnerIndividual Name on Record
Last Sale$325,000 (May 2023)
Tax Bill$4,561 (2025)
Deeds & MortgagesMay 2023 Sale
Flood ZoneZone X (minimal risk)
APN082531373200010400

Property Details

APN / Parcel Number

Primary APN082531373200010400

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,617 sqft Heated Area
Gross Area2,236 sqft
1st Floor Area841 sqft
Upper Floors Area776 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Exterior MaterialConcrete Block
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area2,614 sqft (0.06 acres)
Garage TypeDetached - Finished
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area199 sqft
Patio Area217 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5092 CASPIAN ST
CitySAINT CLOUD
StateFL
Zip34771-7688
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLAKESHORE AT NARCOOSSEE PH 1 PB 23 PG 135-141 LOT 40
Legal Range31E
Legal Township25S
Legal Section08
Legal SubdivisionLAKESHORE AT NARCOOSSEE TWNHMS
Legal Phase1
Legal Tract3732
Legal Lot Number40
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43600

Owner

Source: Osceola County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing AddressPO BOX 63, XX
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2023 · Amount on Record
Deed SaleMay 15, 2023 · Amount on Record
Prior SaleMar 29, 2016 · Amount on Record
Deed Document Number2023061365
Deed Book / Page6406 / 2247
Record UpdatedJun 8, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 15, 2023
Property Address5092 CASPIAN ST, SAINT CLOUD, FL 34771-7688
Document Number0064062247
Book / Page6406 / 2247
Map ReferenceMB 23 PG 135-141
Instrument DateMay 9, 2023
Instrument2023061365
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyTHE CLOSING BOUTIQUE LLC, THE CLOSING AGENT LLC

Transaction

AmountAmount Recorded
Tax$2,275.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2606 MEAD AVE, SAINT CLOUD, FL 34771-7870

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 63, BARRANQUITAS, PR 00794-0063

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,561.00 (+175.92%)$277,800 (+120.49%) Land $45,000 Building $232,800$277,800 (-4.47%) Land $45,000 Building $232,800
2023$1,653.00 (+6.17%) Homeowner's exemption Senior Citizen's exemption$125,994 (+3%)$290,800 (+19.67%) Land $14,900 Building $275,900
2022$1,557.00 Homeowner's exemption Senior Citizen's exemption$122,325$243,000 Land $14,900 Building $228,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 278 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies278 in force
Nearby Flood Claims24 (1994–2022)
Claims Outside the SFHA2 of 24
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 4 claims
  • Hurricane Ian, Sep 2022 · 3 claims
  • Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 71% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, CenturyLink, Xfinity.

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