5091 Madden Rd, Panama, NY 14767 Property Records

Chautauqua County and Harmony Town property record for 5091 Madden Rd, Panama, NY 14767

Property Summary

Property Type	Seasonal / Vacation Home
Details	built 1993
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$237,500 (Aug 2026)
Tax Bill	$2,074 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2026 Transfer + 1 more
APN	`064889 435.00-1-17`

Property Details

APN / Parcel Number

Primary APN	`064889 435.00-1-17`
Alternative APNs	`064889A43500000010170000000` `48894350000001017000`

Interior

Stories	1 Story

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Lot Area	435,600 sqft (10 acres)
Shed	1 Shed
Cabin	Cabin
Pole Barn	600 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Old Parcel Number	064889A43500000010170000000
Street Address	5091 MADDEN RD
City	PANAMA
State	NY
Zip	14767-9724
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	01 - NOT Z
Legal Description	OLD APN: 064889 15-1-6.2.3
Legal Block	1
Legal Lot Number	17.00
Jurisdiction	CHAUTAUQUA NY
Township / Civil Division	HARMONY
Census Block Group	1
Census Block	1037
Census Tract	36801

Owner

Source: Chautauqua County and Harmony Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	64 CITY VIEW AVE, JAMESTOWN, NY 14701-7537
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed, Transfer · Conventional Mortgage COMMUNITY BANK
May 6, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 22, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2026 · Amount on Record
Deed Sale	Aug 19, 2026 · Amount on Record
Deed Document Number	20265648
Prior Transfer Date	Apr 27, 2026
Prior Transfer Doc	0000003272
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Aug 19, 2026
Property Address	5091 MADDEN RD, PANAMA, NY 14767-9724
Document Number	0000005648
Instrument Date	Jul 27, 2026
Instrument	20265648
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95,950.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 CITY VIEW AVE, JAMESTOWN, NY 14701-7537

Mortgage

Document Number	0000003169,
Date	Aug 19, 2026
Instrument	20263169

Lender

Name	COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	May 6, 2026
Property Address	5091 MADDEN RD, PANAMA, NY 14767-9724
Document Number	0000003272
Instrument Date	Apr 27, 2026
Instrument	20263272
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAUTAUQUA NY
Recording Date	Sep 22, 2022
Property Address	5091 MADDEN RD, PANAMA, NY 14767
Document Number	DE2022006248
Instrument Date	Sep 21, 2022
Instrument	DE2022006248
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	29 CAMPBELL AVE, JAMESTOWN, NY 14701-1703

Tax Assessment & Valuation

Source: Chautauqua County and Harmony Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chautauqua County
County Subdivision	Harmony Town
Unified School District	Panama Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,074.00 (+2.57%)
2025	$2,022.00	$63,600 (-) Land $15,000 Building $48,600	$106,000 (+19.1%) Land $25,000 Building $81,000
2023		$63,600 (+165%) Land $15,000 Building $48,600	$89,000 (+224.85%) Land $20,991 Building $68,009
2022		$24,000 Land $15,000 Building $9,000	$27,397 Land $17,123 Building $10,274

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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