5091 Ghost Hollow Rd, Given, WV 25245 Property Records

Putnam County property record for 5091 Ghost Hollow Rd, Given, WV 25245

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,288 sqft · built 2015
Lot Size	7.85 acres (341,946 sqft)
Owner	2 Individual Names on File
Last Sale	$195,500 (Jan 2025)
Tax Bill	$1,223 (2026)
Deeds & Mortgages	Jul 2026 Mortgage May 2020 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-118-0011.0001`

Property Details

APN / Parcel Number

Primary APN	`12-118-0011.0001`
Alternative APNs	`40-12-118-0011.0001` `00025596`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,960 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	341,946 sqft (7.85 acres)
Terrain	Above Road/Slope
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00025596
Street Address	5091 GHOST HOLLOW RD
City	GIVEN
State	WV
Zip	25245-7230
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	7.85 ACRES 18 MILE CREEK
Legal Subdivision	MILE CREEK
Jurisdiction	PUTNAM WV
Township / Civil Division	1
Census Block Group	1
Census Block	1008
Census Tract	20100

Owner

5091 Ghost Hollow Rd, a rural home, is owned and occupied by two individuals who bought it in January 2025.

Source: Putnam County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5091 GHOST HOLLOW RD, GIVEN, WV 25245-7230
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
May 19, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
May 19, 2020	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2025 · Amount on File
Deed Sale	Jan 22, 2025 · Amount on File
Deed Book / Page	634 / 258
Prior Transfer Date	Sep 4, 2014
Prior Transfer Doc	537/770
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Recording Date	Jul 2, 2026
Property Address	5091 GHOST HOLLOW RD, GIVEN, WV 25245-7230
Document Number	1416000225
Book / Page	1416 / 225
Instrument Date	Jun 11, 2026
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5091 GHOST HOLLOW RD, GIVEN, WV 25245-7230

Mortgage

Document Number	1416000225,
Date	Jul 2, 2026
Book Page	1416/225

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Jan 1, 2055

Interest

Rate	6.36%
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	5091 GHOST HOLLOW RD, GIVEN, WV 25245-7230
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001244/847
Date	May 19, 2020
Book Page	1244/847
Instrument	004848730014

Lender

Name	AMERICAN ADVISORS GROUP
Type	Funding / Finance Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	LIBOR

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	5091 GHOST HOLLOW RD, GIVEN, WV 25245-7230
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001244/833
Date	May 19, 2020
Book Page	1244/833
Instrument	004848720014

Lender

Name	AMERICAN ADVISORS GROUP
Type	Funding / Finance Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Index	LIBOR

Tax Assessment & Valuation

The 2026 property tax bill for 5091 Ghost Hollow Rd was $1,223, up 4.2% from the year before.

Source: Putnam County assessment roll, as of December 5, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,223.00 (+4.17%)	$97,800 (+5.23%) Land $16,680 Building $81,120	$163,000 (+5.23%) Land $27,800 Building $135,200
2025	$1,174.00	$92,940 Land $15,900 Building $77,040	$154,900 Land $26,500 Building $128,400
2023	$957.00 (+27.77%) Additional exemption filed	$78,780 (+26.74%) Land $11,040 Building $67,740	$131,300 (+26.74%) Land $18,400 Building $112,900
2022	$749.00 Additional exemption filed	$62,160 Land $7,260 Building $54,900	$103,600 Land $12,100 Building $91,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 5091 Ghost Hollow Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 2, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2002–2004)
Claims Outside the SFHA	5 of 5
Most Recent Claim	May 2004 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5091 Ghost Hollow Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 40% of West Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

No cell data coverage reported

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