5091 Blacksmith Dr, Columbia, MD 21044 Property Records

Howard County property record for 5091 Blacksmith Dr, Columbia, MD 21044

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,752 sqft · built 1969
Lot Size0.21 acres (9,169 sqft)
OwnerIndividual Name on Record
Last Sale$337,500 (Jan 2019)
Tax Bill$6,149 (2026)
Deeds & MortgagesNov 2020 Mortgage
Jan 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN15-028114

Property Details

APN / Parcel Number

Primary APN15-028114
Alternative APN
  • 028114

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,752 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleSplit Level
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,169 sqft (0.21 acres)
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number028114
Street Address5091 BLACKSMITH DR
CityCOLUMBIA
StateMD
Zip21044-1304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNT
Legal DescriptionLOT 30 9,169 SQ' 5091 BLACKSMITH DR LONGFELLOW S1
Legal SubdivisionCOLUMBIA VILLAGE OF HARPERS CHOICE
Legal Lot Number30
JurisdictionHOWARD MD
Township / Civil Division5, CLARKSVILLE
Census Block Group1
Census Block1007
Census Tract605503

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5091 BLACKSMITH DR, COLUMBIA, MD 21044-1304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPS CU/MD INC
Jan 10, 2019Deed, Transfer · ARM
CREDIT UNION MORTGAGE ASSOCIATION I

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 10, 2019 · Amount on Record
Deed SaleJan 10, 2019 · Amount on Record
Prior SaleApr 7, 2008 · Amount on Record
Deed Book / Page18515 / 223
Transfer Doc0000004479
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD MD
Property Address5091 BLACKSMITH DR, COLUMBIA, MD 21044-1304
Document Number0199940025
Instrument DateNov 19, 2020
Transaction TypeMortgage
Record UpdatedDec 18, 2020
Title CompanySECU TITLE SERVICES LLC, SECU TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5091 BLACKSMITH DR COLUMBIA MD 210441304, COLUMBIA, MD 21044-1304

Mortgage

Document Number0199940025
DateDec 4, 2020
Book Page019994/000025
Lender
NameSTATE EMPS CU/MD INC
AddressGLEN BURNIE, MD 21060
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 3, 2040

January 2019: Deed, Transfer

Document TypeDeed
JurisdictionHOWARD MD
Recording DateJan 10, 2019
Property Address5091 BLACKSMITH DR, COLUMBIA, MD 21044-1304
Document Number0185150223
Book / Page18515 / 223
Map ReferenceMB 13 FO 31 SH 4
Instrument DateDec 21, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanySAGE TITLE GROUP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,062.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address5091 BLACKSMITH DR, COLUMBIA, MD 21044-1304

Mortgage

Document Number0018515228
DateJan 10, 2019
Instrument18515/228
Lender
NameCREDIT UNION MORTGAGE ASSOCIATION I
TypeMortgage Company
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJan 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.37%
Type Change DateJan 1, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.37%
Index1-Year LIBOR
Max Rate9.37%

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHoward County
Unified School DistrictHoward County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,149.00 (-3.18%) Homeowner's exemption$466,900 (+8.46%)$503,300 (-) Land $273,700 Building $229,600
2025$6,351.00 (+60.02%) Homeowner's exemption$430,500 (+15.32%)$503,300 (+27.71%) Land $273,700 Building $229,600
2023$373,300$394,100 Land $208,700 Building $185,400
2022$3,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2018 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOWARD COUNTY D.P.W. DISTRIBUTION
serves 286,158 people · EPA ID MD0130002
Water SourcePurchased surface water from several systems
Last State InspectionJan 2024
Lead3 ppb (2018–2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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