5090 Rainbow Ct, Trappe, MD 21673 Property Records

Talbot County property record for 5090 Rainbow Ct, Trappe, MD 21673

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,984 sqft · built 2002
Lot Size	2.44 acres (106,286 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (Jul 2005)
Tax Bill	$3,682 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Jul 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-150518`

Property Details

APN / Parcel Number

Primary APN	`03-150518`
Alternative APNs	`3150518` `150518`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,984 sqft Total Area

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	106,286 sqft (2.44 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	324 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	150518
Street Address	5090 RAINBOW CT
City	TRAPPE
State	MD
Zip	21673-1797
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 - 2.445 AC WINDY HILL
Legal Subdivision	BAMBERRY
Legal Lot Number	1
Jurisdiction	TALBOT MD
Township / Civil Division	3, TRAPPE
Census Block Group	4
Census Block	4011
Census Tract	960900

Owner

Source: Talbot County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5090 RAINBOW CT, TRAPPE, MD 21673-1797
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jul 22, 2019	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS TRADERS TRUST CO
May 15, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2005 · Amount on Record
Deed Sale	Jul 28, 2005 · Amount on Record
Prior Sale	Feb 17, 2000 · Amount on Record
Deed Document Number	200551275
Deed Book / Page	1356 / 49
Last Transfer Date	Feb 13, 2025
Transfer Doc	0031690186
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	5090 RAINBOW CT, TRAPPE, MD 21673-1797
Transaction Type	Mortgage
Record Updated	Jun 4, 2021
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028300134
Date	Apr 7, 2021
Book Page	2830/134

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Dec 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	5090 RAINBOW CT, TRAPPE, MD 21673-1797
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RGS TITLE LLC MATS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026270377
Date	Jul 22, 2019
Book Page	2627/377

Lender

Name	MANUFACTURERS TRADERS TRUST CO
Type	Lending Institution
Address	LEESBURG, VA 20175

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TALBOT MD
Property Address	5090 RAINBOW CT, TRAPPE, MD 21673-1797
Document Number	0026140220
Instrument Date	May 15, 2019
Transaction Type	Mortgage
Record Updated	Jun 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5090 RAINBOW CT TRAPPE MD 216731797, TRAPPE, MD 21673-1797

Mortgage

Document Number	0026140220
Date	May 21, 2019
Book Page	002614/000220

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.05%

Tax Assessment & Valuation

Source: Talbot County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Talbot County
Unified School District	Talbot County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,682.00 (+2.16%) Homeowner's exemption	$451,700 (+4.41%) Land $211,200 Building $240,500	$451,700 (-) Land $211,200 Building $240,500
2025	$3,604.00 (+9.15%) Homeowner's exemption	$432,633 (+9.67%)	$451,700 (+14.5%) Land $211,200 Building $240,500
2023	$3,302.00 Homeowner's exemption	$394,500 Land $211,200 Building $183,300	$394,500 Land $211,200 Building $183,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (2003)
Most Recent Claim	Sep 2003 · Hurricane Isabel
Claims by Event	Hurricane Isabel, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 84% of Maryland
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Easton Velocity Fiber	1,000 / 125

Cell Coverage

5G and 4G LTE (outdoors only)

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