Union County property record for 509 Zermatt Ct, Monroe, NC 28112
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,535 sqft · built 2024 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $412,000 (Feb 2025) |
| Tax Bill | $2,409 (2025) |
| Deeds & Mortgages | Jun 2024 Sale Feb 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-321-861 |
| Primary APN | 09-321-861 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,535 sqft Living Area |
| 1st Floor Area | 1,047 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Lot Area | 6,098 sqft (0.14 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 509 ZERMATT CT |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28112-9636 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #242 SECREST COMMONS PH3 OPCR397-398 |
| Legal Subdivision | SECREST COMMONS PHASE 3 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 20501 |
509 Zermatt Ct is owned and occupied by two individuals who bought it in February 2025.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 509 ZERMATT CT, MONROE, NC 28112-9636 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2024 | Special Warranty Deed, Transfer |
| Feb 3, 2025 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2025 · Amount on File |
| Deed Sale | Feb 3, 2025 · Amount on File |
| Deed Document Number | 20252566 |
| Deed Book / Page | 9055 / 465 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 27, 2024 |
| Property Address | 509 ZERMATT CT, MONROE, NC 28112-9636 |
| Document Number | 0008929160 |
| Book / Page | 8929 / 160 |
| Map Reference | CAB Q FILE 898-901 |
| Instrument Date | Jun 26, 2024 |
| Instrument | 14872 |
| Transaction Type | Transfer |
| Record Updated | Mar 31, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $7,524.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3330 CUMBERLAND BLVD SE STE 275, 275, ATLANTA, GA 30339-8136 |
| Name | Verified Name |
|---|---|
| Address | 8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 3, 2025 |
| Property Address | 509 ZERMATT CT, MONROE, NC 28112-9636 |
| Document Number | 0009055465 |
| Book / Page | 9055 / 465 |
| Map Reference | CAB R FILE 397&398 |
| Instrument Date | Jan 31, 2024 |
| Instrument | 2566 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 31, 2026 |
| Title Company | DHI TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $824.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604 |
| Name | Verified Name |
|---|---|
| Address | 509 ZERMATT CT, MONROE, NC 28112-9636 |
| Document Number | 0000002567 |
|---|---|
| Date | Feb 3, 2025 |
| Instrument | 2567 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2055 |
The 2025 property tax bill for 509 Zermatt Ct was $2,409.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $447,600 (+62.41%) Land $81,600 Building $366,000 | $447,600 (+62.41%) Land $81,600 Building $366,000 | |
| 2025 | $2,409.00 | $275,600 Land $81,600 Building $194,000 | $275,600 Land $81,600 Building $194,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 Zermatt Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 Zermatt Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures