New Hanover County property record for 509 Wright St, Wilmington, NC 28401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,094 sqft · built 1997 |
| Lot Size | 0.154 acres (6,708 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $297,500 (Dec 2022) |
| Tax Bill | $1,746 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Sep 2021 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R05413-006-003-000 |
| Primary APN | R05413-006-003-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,094 sqft Living Area |
| 1st Floor Area | 1,094 sqft |
| Basement Area | 1,094 sqft |
| Finished Basement | 1,094 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Material | Composition Shingle |
| Lot Area | 6,708 sqft (0.154 acres) |
| Lot Dimensions | 129 ft deep x 52 ft wide |
| Terrain | Low |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 100 sqft |
| Deck Area | 144 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 509 WRIGHT ST |
|---|---|
| City | WILMINGTON |
| State | NC |
| Zip | 28401-5719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-5,RESIDE |
| Legal Description | PT EM 4/5/6 BLK 35 |
| Legal Block | 35 |
| Legal Lot Number | 3 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | WILMINGTON |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 11100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Wilmington Historic District (Boundary Increase) listed 2003 · 779 contributing resources · NRIS 03000344 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: New Hanover County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 509 WRIGHT ST, WILMINGTON, NC 28401-5719 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 19, 2022 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Sep 13, 2021 | Warranty Deed, Transfer |
| Sep 25, 2019 | Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC |
| Jul 24, 2017 | Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2022 · Amount on Record |
| Deed Sale | Dec 19, 2022 · Amount on Record |
| Prior Sale | Sep 13, 2021 · Amount on Record |
| Deed Document Number | 202242473 |
| Deed Book / Page | 6613 / 161 |
| Prior Transfer Date | Aug 10, 2015 |
| Prior Transfer Doc | 00591100168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Dec 19, 2022 |
| Property Address | 509 WRIGHT ST, WILMINGTON, NC 28401-5719 |
| Document Number | 00661300161 |
| Book / Page | 6613 / 161 |
| Map Reference | MB 5336 PG 2165 |
| Instrument Date | Dec 7, 2022 |
| Instrument | 2022042473 |
| Transaction Type | Transfer |
| Record Updated | Jan 2, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $595.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 CLAYTOR LAKE CT, WILMINGTON, NC 28401-0801 |
| Name | Verified Name |
|---|---|
| Address | 509 WRIGHT ST, WILMINGTON, NC 28401-5719 |
| Document Number | 00661300164 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 6613/164 |
| Instrument | 2022042474 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Jan 1, 2028 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 7.5% |
| Index | Other |
| Margin | 15 |
| Max Rate | 11.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Recording Date | Sep 13, 2021 |
| Property Address | 509 WRIGHT ST, WILMINGTON, NC 28401-5719 |
| Document Number | 00649100572 |
| Book / Page | 6491 / 572 |
| Instrument Date | Sep 10, 2021 |
| Instrument | 2021044514 |
| Transaction Type | Transfer |
| Record Updated | Sep 23, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $400.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 336 BROOKSBANK RD, 336, OXFORD, NY 13830-3136 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 614 MONROE BLVD # 1ST, LONG BEACH, NY 11561-2216 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 509 WRIGHT ST, WILMINGTON, NC 28401-5719 |
| Document Number | 0062500579 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 509 WRIGHT ST WILMINGTON NC 284015719, WILMINGTON, NC 28401-5719 |
| Document Number | 0062500579 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 006250/000579 |
| Instrument | 31398 |
| Name | NEWREZ LLC |
|---|---|
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 29, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 509 WRIGHT ST, WILMINGTON, NC 28401-5719 |
| Document Number | 0060760112 |
| Book / Page | 006076 / 000112 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 509 WRIGHT ST WILMINGTON NC 284015719, WILMINGTON, NC 28401-5719 |
| Document Number | 0060760112 |
|---|---|
| Date | Jul 25, 2017 |
| Book Page | 006076/000112 |
| Instrument | 23805 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 24, 2047 |
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Wilmington City |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $296,700 (-) Land $57,500 Building $239,200 | $296,700 (-) Land $57,500 Building $239,200 | |
| 2025 | $1,746.00 (-0.68%) | $296,700 (+46.81%) Land $57,500 Building $239,200 | $296,700 (+46.81%) Land $57,500 Building $239,200 |
| 2024 | $1,758.00 (+5.21%) | ||
| 2023 | $1,671.00 (-2.68%) | $202,100 Land $43,000 Building $159,100 | $202,100 Land $43,000 Building $159,100 |
| 2022 | $1,717.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 694 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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