509 Willow Bend Dr, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 509 Willow Bend Dr, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,850 sqft · built 1988
Lot Size	0.242 acres (10,542 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,900 (Mar 2018)
Tax Bill	$3,653 (2025)
Deeds & Mortgages	Mar 2018 Sale & Mortgage
APN	`0452001001740`

Property Details

APN / Parcel Number

Primary APN	`0452001001740`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,850 sqft Living Area
1st Floor Area	1,548 sqft
Attic	Attic
Attic Area	1,548 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,542 sqft (0.242 acres)
Lot Dimensions	127 ft deep x 98 ft wide
Garage Type	Attached
Garage Area	504 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	52 sqft
Patio Area	80 sqft
Shed	1 Shed
Shed Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	509 WILLOW BEND DR
City	CHESAPEAKE
State	VA
Zip	23323-1066
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	174 MILL CREEK SEC 3
Legal Subdivision	MILL CREEK
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3011
Census Tract	21301

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 WILLOW BEND DR, CHESAPEAKE, VA 23323-1066
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2018 · Amount on Record
Deed Sale	Mar 13, 2018 · Amount on Record
Prior Sale	Jun 16, 2003 · Amount on Record
Deed Document Number	20186445
Deed Book / Page	9892 / 149
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 13, 2018
Property Address	509 WILLOW BEND DR, CHESAPEAKE, VA 23323-1066
Document Number	9892/149
Book / Page	9892 / 149
Instrument Date	Mar 7, 2018
Instrument	180006445
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TITLE ALLIANCE GREENBRIER LLC, TITLE ALLIANCE GREENBRIER

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 WILLOW BEND DR, CHESAPEAKE, VA 23323-1066

Mortgage

Document Number	180006446
Date	Mar 13, 2018
Instrument	180006446

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,300 (+4.31%) Land $160,000 Building $217,300	$377,300 (+4.31%) Land $160,000 Building $217,300
2025	$3,653.00 (+36.15%)	$361,700 (+6.1%) Land $150,000 Building $211,700	$361,700 (+6.1%) Land $150,000 Building $211,700
2023		$340,900 (+6.03%) Land $130,000 Building $210,900	$340,900 (+6.03%) Land $130,000 Building $210,900
2022		$321,500 Land $120,000 Building $201,500	$321,500 Land $120,000 Building $201,500
2019	$2,683.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	9 (1999–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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