509 Westminister Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 509 Westminister Rd, Edgewater, MD 21037

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,360 sqft · built 1940
Lot Size	0.087 acres (3,800 sqft)
Owner	Individual Name on Record
Last Sale	$341,000 (May 2021)
Tax Bill	$4,296 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-904-90010560`

Property Details

APN / Parcel Number

Primary APN	`01-904-90010560`
Alternative APNs	`1-904-90010560` `90490010560`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,360 sqft Living Area
1st Floor Area	880 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	3,800 sqft (0.087 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	50 sqft
Deck Area	280 sqft
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	90490010560
Street Address	509 WESTMINISTER RD
City	EDGEWATER
State	MD
Zip	21037-3002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 2618 TO 2620 WOODLAND BEACH
Legal Subdivision	WOODLAND BEACH
Legal Block	2
Legal Lot Number	2618
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2003
Census Tract	701103

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 WESTMINISTER RD, EDGEWATER, MD 21037-3002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2021 · Amount on Record
Deed Sale	May 19, 2021 · Amount on Record
Prior Sale	Aug 24, 2009 · Amount on Record
Deed Book / Page	36813 / 287
Prior Transfer Date	Feb 3, 2015
Prior Transfer Doc	0281240422
Record Updated	Oct 29, 2026

May 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 19, 2021
Property Address	509 WESTMINISTER RD, EDGEWATER, MD 21037-3002
Document Number	0368130287
Book / Page	36813 / 287
Map Reference	MB 8 FO 12
Instrument Date	Jan 11, 2021
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,262.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12631 POINT SOUND, 12631, SAN ANTONIO, TX 78253-5268

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	509 WESTMINISTER RD, EDGEWATER, MD 21037-3002

Mortgage

Document Number	36813295
Date	May 19, 2021
Instrument	36813/295

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$341,600 (+5.33%) Land $215,000 Building $126,600	$341,600 (-) Land $215,000 Building $126,600
2025	$4,296.00 (+104.18%)	$324,300 (+11.94%)	$341,600 (+17.92%) Land $215,000 Building $126,600
2024	$2,104.00 (-33.48%)
2023	$3,163.00	$289,700 Land $165,000 Building $124,700	$289,700 Land $165,000 Building $124,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 41 policies
Nearby Flood Policies	41 in force
Nearby Flood Claims	5 (2003–2025)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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