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509 Warner Ave, Cresco, IA 52136 Property Records

Howard County property record for 509 Warner Ave, Cresco, IA 52136

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 960 sqft · built 1957
Lot Size0.227 acres (9,888 sqft)
Owner2 Individual Names on File
Last Sale$80,000 (Jul 2013)
Tax Bill$1,826 (2026)
Deeds & MortgagesAug 2026 Line of Credit
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN320150102000000

Property Details

APN / Parcel Number

Primary APN320150102000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area960 sqft Living Area
Basement Area960 sqft
Finished Basement525 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,888 sqft (0.227 acres)
Garage TypeAttached
Garage Area384 sqft
Parking Spaces1 Parking Space
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address509 WARNER AVE
CityCRESCO
StateIA
Zip52136-1115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2 BLK 1 GARDNERS ADDN
Legal SubdivisionGARDNER ADDN
Legal Block1
Legal Lot Number2
JurisdictionHOWARD IA
Township / Civil DivisionVERNON SPRINGS
Census Block Group3
Census Block3019
Census Tract960100

Owner

509 Warner Ave is owned and occupied by two individuals who acquired it in August 2013.

Source: Howard County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address509 WARNER AVE, CRESCO, IA 52136-1115
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2026Deed of Trust, Mortgage · Line of Credit
CUSB BANK
May 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
CUSB BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 30, 2013 · Amount on File
Deed SaleJul 30, 2013 · Amount on File
Deed Document Number20131271
Deed Book / Page2013 / 1271
Last Transfer DateAug 30, 2013
Transfer Doc2013/1473
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD IA
Recording DateAug 3, 2026
Property Address509 WARNER AVE, CRESCO, IA 52136-1115
Document Number0000001060
Book / Page2026 / 1060
Instrument DateJul 28, 2026
Instrument20261060
Transaction TypeMortgage
Record UpdatedSep 23, 2026
Title CompanyWOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 WARNER AVE, CRESCO, IA 52136-1115

Mortgage

Document Number0000001060,
DateAug 3, 2026
Book Page2026/1060
Instrument20261060
Lender
NameCUSB BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Max Rate-1%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHOWARD IA
Property Address509 WARNER AVE, CRESCO, IA 52136-1115
Transaction TypeMortgage
Record UpdatedJun 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002020/716
DateMay 15, 2020
Book Page2020/716
Instrument2020 0716
Lender
NameCUSB BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueJun 1, 2040
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 509 Warner Ave was $1,826 with a homeowner's exemption.

Source: Howard County assessment roll, as of October 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyHoward County
MunicipalityCresco City
Unified School DistrictHoward-Winneshiek Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,826.00$118,510 (-) Land $14,400 Building $104,110$118,510 (-) Land $14,400 Building $104,110
2025$1,826.00 (+2.7%) Homeowner's exemption$118,510 Land $14,400 Building $104,110$118,510 Land $14,400 Building $104,110
2024$1,778.00
2023$106,790 (+17.8%) Land $14,400 Building $92,390$106,790 Land $14,400 Building $92,390
2022$1,754.00 Homeowner's exemption$90,650 Land $14,400 Building $76,250
2021$90,650 Land $14,400 Building $76,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Warner Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 509 Warner Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCRESCO WATERWORKS
serves 3,913 people · EPA ID IA4515087
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber		2,000 / 2,000
Mediacom Xtream
Cable		1,000 / 50
GigFire
Fixed Wireless		150 / 130
T-Mobile
Fixed Wireless		100 / 20

May also be available: Nextlink, Verizon.

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