509 Wall St, Winona, MN 55987 Property Records

Winona County property record for 509 Wall St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft · built 1882
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jul 2023)
Tax Bill	$1,770 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Dec 2021 Transfer + 1 more
APN	`32.200.7990`

Property Details

APN / Parcel Number

Primary APN	`32.200.7990`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft
Basement Area	952 sqft
Unfinished Basement	952 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1882
Effective Year Built	Effective 1984
Architectural Style	Ranch
Exterior Material	Metal
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	140 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	480 sqft
Porch	Open Porch
Porch Area	293 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	509 WALL ST
City	WINONA
State	MN
Zip	55987-4755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-25 TWP-107 RANGE-007 HAMILTON ADDITION LOT-005 BLOCK-00A E C HAMILTON'S 3RD ADDITION N 1/2
Legal Range	007
Legal Township	107
Legal Section	25
Legal Subdivision	HAMILTON ADDITION
Legal Block	A
Legal Lot Number	5
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	2
Census Block	2036
Census Tract	670700

Owner

509 Wall St is owned and occupied by an individual who bought it in July 2023.

Source: Winona County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	509 WALL ST, WINONA, MN 55987-4755
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Warranty Deed, Transfer · Conventional Mortgage MINNWEST BANK
Dec 8, 2021	Transfer on Death Deed, Transfer
Apr 13, 2020	Warranty Deed, Transfer · Conventional Mortgage WINONA NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2023 · Amount on File
Deed Sale	Jul 3, 2023 · Amount on File
Prior Sale	Jun 30, 2023 · Amount on File
Deed Document Number	2023649633
Prior Transfer Date	Aug 15, 2013
Prior Transfer Doc	A576033
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Jul 3, 2023
Property Address	509 WALL ST, WINONA, MN 55987-4755
Document Number	000A649633
Instrument Date	Jun 22, 2023
Instrument	A649633
Transaction Type	Transfer
Record Updated	Jul 21, 2023
Title Company	NOT AVAILABLE, DOMA INS AGCY OF MN INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$462.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 WALL ST, WINONA, MN 55987-4755

Mortgage

Document Number	000A649634
Date	Jul 3, 2023
Instrument	A649634

Lender

Name	MINNWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

December 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WINONA MN
Recording Date	Dec 8, 2021
Property Address	509 WALL ST, WINONA, MN 55987-4755
Document Number	000A639247
Instrument Date	Dec 7, 2021
Instrument	A639247
Transaction Type	Transfer
Record Updated	Dec 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Apr 13, 2020
Property Address	509 WALL ST, WINONA, MN 55987-4755
Document Number	623732
Instrument Date	Apr 10, 2020
Instrument	623732
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	KNIGHT BARRY TITLE UNITED LLC, KNIGHT BARRY TTL UNITED LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$283.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 WALL ST, WINONA, MN 55987-4755

Mortgage

Document Number	623733
Date	Apr 13, 2020
Instrument	623733

Lender

Name	WINONA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 509 Wall St was $1,770 with a homeowner's exemption.

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,770.00 Homeowner's exemption	$129,900 (+4.67%) Land $24,200 Building $105,700	$129,900 (+4.67%) Land $24,200 Building $105,700
2025		$124,100 Land $24,200 Building $99,900	$124,100 Land $24,200 Building $99,900
2023	$946.00 (+2.83%)	$98,100 (+13.41%) Land $23,300 Building $74,800	$98,100 (+13.41%) Land $23,300 Building $74,800
2022	$920.00	$86,500 Land $21,600 Building $64,900	$86,500 Land $21,600 Building $64,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 509 Wall St; there have been 12 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 23 policies
Nearby Flood Policies	23 in force
Nearby Flood Claims	12 (1982–2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Wall St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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