Grant County property record for 509 W Second St, Fairmount, IN 46928
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,076 sqft · built 1920 |
| Lot Size | 0.188 acres (8,184 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,369 (2025) |
| Deeds & Mortgages | Oct 2022 Refinance Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-03008-50 |
| Primary APN | 024-03008-50 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,076 sqft Living Area |
| 1st Floor Area | 2,076 sqft |
| Basement Area | 1,176 sqft |
| Unfinished Basement | 1,176 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Other |
| Lot Area | 8,184 sqft (0.188 acres) |
| Lot Dimensions | 124 ft deep x 66 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00001099135 |
|---|---|
| Street Address | 509 W SECOND ST |
| City | FAIRMOUNT |
| State | IN |
| Zip | 46928-1613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 24-03-553 LOT 9 T B & F M COS ADD. MP 1030-104-057.000 |
| Legal Subdivision | T B & F M COS ADD |
| Legal Lot Number | 9 |
| Jurisdiction | GRANT IN |
| Township / Civil Division | FAIRMOUNT |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 10300 |
509 W Second St is owned and occupied by two individuals.
Source: Grant County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 509 W SECOND ST, FAIRMOUNT, IN 46928-1613 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 14, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance FAIRMOUNT STATE BANK |
| Jul 24, 2018 | Deed of Trust, Mortgage QUICKEN LOAN INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRANT IN |
| Property Address | 509 W SECOND ST, FAIRMOUNT, IN 46928-1613 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 2022008898 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | 2022-008898 |
| Name | FAIRMOUNT STATE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRANT IN |
| Property Address | 509 W SECOND ST, FAIRMOUNT, IN 46928-1613 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2018 |
| Name | Verified Name |
|---|
| Document Number | 2018005242 |
|---|---|
| Date | Jul 24, 2018 |
| Instrument | 2018-005242 |
| Name | QUICKEN LOAN INC |
|---|---|
| Type | Lending Institution |
| Amount | Amount on Record |
|---|---|
| Term | 174 Months |
| Due | Jan 1, 2033 |
The 2025 property tax bill for 509 W Second St was $1,369 with a homeowner's exemption, up 7.9% from the year before.
Source: Grant County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Grant County |
| County Subdivision | Fairmount Township |
| Municipality | Fairmount Town |
| Unified School District | Madison-Grant United School Corporation (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,369.00 (+7.88%) Homeowner's exemption | $166,300 Land $17,300 Building $149,000 | $166,300 Land $17,300 Building $149,000 |
| 2024 | $1,269.00 (+25.02%) | ||
| 2023 | $1,015.00 (+2.94%) | $126,700 (+8.38%) Land $17,300 Building $109,400 | $126,700 (+8.38%) Land $17,300 Building $109,400 |
| 2022 | $986.00 | $116,900 Land $16,000 Building $100,900 | $116,900 Land $16,000 Building $100,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 509 W Second St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1985–2013) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Apr 2013 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 509 W Second St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRMOUNT WATER WORKS serves 2,756 people · EPA ID IN5227005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: Good Connections, Mercury Fiber, Spectrum.
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