Lonoke County property record for 509 W Locust St, Cabot, AR 72023
| Property Type | Apartments (5+ Units) |
|---|---|
| Details | 6,400 sqft · built 1976 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $124,000 (Dec 2009) |
| Tax Bill | $1,005 (2024) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jan 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 722-70201-000 |
| Primary APN | 722-70201-000 |
|---|---|
| Alternative APN |
|
| Units | 8 Units |
|---|---|
| Stories | 1 Story |
| Building Area | 6,400 sqft Living Area |
| 1st Floor Area | 6,400 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Brick Veneer |
| Roof Type | Steel Frame/Truss |
| Roof Material | Metal |
| Lot Area | 29,185 sqft (0.67 acres) |
| Lot Dimensions | 145 ft deep x 200 ft wide |
| Cooling System | None |
|---|
| Account Number | 28788 |
|---|---|
| Street Address | 509 W LOCUST ST |
| City | CABOT |
| State | AR |
| Zip | 72023-2409 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Apartments (5+ Units) |
| Legal Description | LOT: 1-2&50 OF 3 |
| Legal Range | 09W |
| Legal Township | 04N |
| Legal Section | 18 |
| Legal Subdivision | SHURLEY |
| Legal Block | 2 |
| Legal Lot Number | 1-2&3 |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20202 |
509 W Locust St, a residential property, is owned by two individuals who bought it in December 2009.
Source: Lonoke County records, as of October 1, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1523 S 2ND ST, CABOT, AR 72023-3344 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2022 | Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK |
| Jan 28, 2019 | Loan Modification, Mortgage ARVEST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2009 · Amount on File |
| Deed Sale | Dec 22, 2009 · Amount on File |
| Prior Sale | Jan 25, 2002 · Amount on File |
| Deed Document Number | 200914500 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 509 W LOCUST ST, CABOT, AR 72023-2409 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1523 S 2ND ST, CABOT, AR 72023-3344 |
| Document Number | 0000014066 |
|---|---|
| Date | Dec 13, 2022 |
| Book Page | 2022/14066 |
| Instrument | 2022-14066 |
| Name | SOUTHERN BANK |
|---|---|
| Type | Bank |
| Address | CABOT, AR 72023 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 12, 2027 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 509 W LOCUST ST, CABOT, AR 72023-2409 |
| Document Number | 0000001272 |
| Instrument Date | Jan 28, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 7, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1523 S 2ND ST CABOT AR 720233344, CABOT, AR 72023-3344 |
| Document Number | 0000001272 |
|---|---|
| Date | Feb 8, 2019 |
| Instrument | 1272 |
| Name | ARVEST MTG |
|---|---|
| Type | Mortgage Company |
| Address | CABOT, AR 72023 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Feb 7, 2024 |
Source: Lonoke County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Municipality | Cabot City |
| Unified School District | Cabot Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $19,760 Land $4,020 Building $15,740 | $98,800 Land $20,100 Building $78,700 | |
| 2024 | $1,005.00 | ||
| 2023 | $1,005.00 | $19,760 Land $4,020 Building $15,740 | $98,800 Land $20,100 Building $78,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 509 W Locust St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1987.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1987–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2011 · Severe Storms, Tornadoes, And Associated Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 509 W Locust St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 83% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Connect2First Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
May also be available: AT&T, Brightspeed, T-Mobile, Verizon.
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