509 W 5th St, Duluth, MN 55806 Property Records

St. Louis County property record for 509 W 5th St, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	5 bd · 1.75 ba · 1,944 sqft · built 1886
Lot Size	0.172 acres (7,505 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Feb 2023)
Tax Bill	$3,198 (2026)
Deeds & Mortgages	Feb 2023 Sale Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1290-00790`

Property Details

APN / Parcel Number

Primary APN	`010-1290-00790`
Alternative APNs	`1055998` `1144535`

Interior

Bedrooms	5 Beds
Full Baths	1.75 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,944 sqft Gross Area
1st Floor Area	1,041 sqft

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1886
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Lot Area	7,505 sqft (0.172 acres)
Garage Area	208 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	190 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1144535
Street Address	509 W 5TH ST
City	DULUTH
State	MN
Zip	55806-2439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0085 BLOCK:059 SERIAL #
Legal Subdivision	DULUTH PROPER THIRD DIVISION
Legal Block	59
Legal Lot Number	85
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2017
Census Tract	1800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	15549 GARNET WAY, SAINT PAUL, MN 55124-5158
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO
Nov 26, 2019	Warranty Deed, Transfer · Conventional with PMI NEW AMERICAN FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2023 · Amount on Record
Deed Sale	Feb 8, 2023 · Amount on Record
Prior Sale	Nov 26, 2019 · Amount on Record
Deed Document Number	20231461551
Prior Transfer Date	Nov 29, 2005
Prior Transfer Doc	0001010137
Record Updated	Sep 20, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Feb 8, 2023
Property Address	509 W 5TH ST, DULUTH, MN 55806-2439
Document Number	0001461551
Instrument Date	Feb 3, 2023
Instrument	1461551
Transaction Type	Transfer
Record Updated	Mar 27, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 W 5TH ST, DULUTH, MN 55806-2439

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25549 GANNET WAY, APPLE VALLEY, MN 55124

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 26, 2019
Property Address	509 W 5TH ST, DULUTH, MN 55806-2439
Document Number	00A1368525
Instrument Date	Nov 20, 2019
Instrument	A1368525
Transaction Type	Transfer
Record Updated	Dec 26, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 W 5TH ST DULUTH MN 558062439, DULUTH, MN 55806-2439

Mortgage

Document Number	A1368526
Date	Nov 26, 2019
Instrument	A1368526

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,198.00 (+12.76%)
2025	$2,836.00 (+10.95%)	$272,700 (+32.51%) Land $57,300 Building $215,400	$272,700 (+32.51%) Land $57,300 Building $215,400
2024	$2,556.00	$205,800 (+23.01%) Land $55,600 Building $150,200	$205,800 (+23.01%) Land $55,600 Building $150,200
2022		$167,300 Land $50,400 Building $116,900	$167,300 Land $50,400 Building $116,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber, AT&T, Fidium Fiber.

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