509 W 4th St, Spring Valley, IL 61362 Property Records

Bureau County property record for 509 W 4th St, Spring Valley, IL 61362

Property Summary

Property TypeSingle Family Home
Detailsbuilt 1953
Lot Size0.224 acres (9,750 sqft)
OwnerIndividual Name on File
Last Sale$70,000 (Nov 2014)
Tax Bill$2,909 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN18-34-251-002

Property Details

APN / Parcel Number

Primary APN18-34-251-002
Alternative APN
  • 1613

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Lot Area9,750 sqft (0.224 acres)
Lot Dimensions130 ft deep x 75 ft wide

Location & Zoning

Account Number1834251002
Street Address509 W 4TH ST
CitySPRING VALLEY
StateIL
Zip61362-1212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING VALLEY-GREENWOODS ADD. L 5 & W1/2 L 4 BLK 131 (75X130) DOC 14-4009
Legal Range11
Legal Township16
Legal Section34
Legal SubdivisionGREENWOODS ADD
Legal Block131
Legal Lot Number5
JurisdictionBUREAU IL
Township / Civil DivisionHALL
Census Block Group3
Census Block3051
Census Tract965100

Owner

509 W 4th St is owned and occupied by an individual who bought it in November 2014.

Source: Bureau County records, as of May 8, 2026

Owner of RecordIndividual Name on File
Mailing Address509 W 4TH ST, SPRING VALLEY, IL 61362-1212
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 12, 2014 · Amount on File
Deed SaleNov 12, 2014 · Amount on File
Deed Document Number20144099
Record UpdatedJun 8, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUREAU IL
Property Address509 W 4TH ST, SPRING VALLEY, IL 61362-1212
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020R05525
DateDec 3, 2020
Instrument2020R05525
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term240 Months
DueDec 1, 2040
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 509 W 4th St was $2,909 with a homeowner's exemption.

Source: Bureau County assessment roll, as of May 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBureau County
County SubdivisionHall Township
MunicipalitySpring Valley City
Secondary School DistrictHall High School District 502 (09 - 12)
Elementary School DistrictSpring Valley Community Consolidated School District 99 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,909.00$34,782 Land $5,527 Building $29,255$104,346 Land $16,581 Building $87,765
2023$30,044 Land $4,774 Building $25,270$90,132 Land $14,322 Building $75,810
2022$2,520.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 509 W 4th St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1982–2013)
Most Recent ClaimApr 2013 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 W 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPRING VALLEY
serves 5,582 people · EPA ID IL0111000
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conxxus
Fiber
8,000 / 8,000
Xfinity
Cable
1,200 / 35
Geneseo Communications Services
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: digiMax, Nextlink.

Nearby Properties on W 4th St

Nearby Streets

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