509 W 3rd St, Stover, MO 65078 Property Records

Morgan County property record for 509 W 3rd St, Stover, MO 65078

Property Summary

Property Type	Single Family Home
Details	1,050 sqft · built 1916
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Tax Bill	$339 (2025)
Deeds & Mortgages	Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-7.0-35-300-006-011.000`

Property Details

APN / Parcel Number

Primary APN	`09-7.0-35-300-006-011.000`

Interior

Building Area	1,050 sqft Living Area
1st Floor Area	1,050 sqft
Flooring	Carpet

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Wood
Roof Type	Hip
Roof Material	Asbestos
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	150 ft deep x 110 ft wide
Utility Building	200 sqft

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Street Address	509 W 3RD ST
City	STOVER
State	MO
Zip	65078-0837
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARCEL IN STOVER OUTLOTS, 110X 150
Legal Range	19
Legal Township	43
Legal Section	35
Legal Subdivision	STOVER OUTLOTS
Legal Block	3
Jurisdiction	MORGAN MO
Township / Civil Division	HAW CREEK
Census Block Group	3
Census Block	3027
Census Tract	470200

Owner

509 W 3rd St is owned and occupied by an individual.

Source: Morgan County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	509 W 3RD ST, STOVER, MO 65078-0837
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MORGAN MO
Recording Date	Sep 9, 2022
Property Address	509 W 3RD ST, STOVER, MO 65078-0837
Document Number	0202205074
Instrument Date	Sep 9, 2022
Instrument	202205074
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 W 3RD ST, STOVER, MO 65078-0837

Tax Assessment & Valuation

The 2025 property tax bill for 509 W 3rd St was $339.

Source: Morgan County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Morgan County
Municipality	Stover City
Unified School District	Morgan County R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$6,940 (-) Land $1,026 Building $5,914	$36,500 Land $5,400 Building $31,100
2025	$339.00	$6,940
2024			$36,500 Land $5,400 Building $31,100
2023	$313.00 (-0.32%)	$6,230
2022	$314.00		$32,800 Land $4,700 Building $28,100
2011	$252.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 W 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 W 3rd St is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 53% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STOVER PWS serves 1,094 people · EPA ID MO3010767
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Co-Mo Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20