509 Vine St, Bancroft, NE 68004 Property Records

Cuming County property record for 509 Vine St, Bancroft, NE 68004

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,638 sqft · built 1900
Lot Size	0.482 acres (21,000 sqft)
Owner	Individual Name on Record
Last Sale	$25,000 (Apr 2017)
Tax Bill	$348 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Apr 2017 Sale & Line of Credit + 1 more
APN	`0027800.00`

Property Details

APN / Parcel Number

Primary APN	`0027800.00`
Alternative APN	`1515-00-0-10040-010-0002`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	978 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2022
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,000 sqft (0.482 acres)
Lot Dimensions	140 ft deep x 150 ft wide

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	509 VINE ST
City	BANCROFT
State	NE
Zip	68004-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	LTS 13,14,15, BLK 10, BANC V
Legal Subdivision	10040
Legal Block	10
Legal Lot Number	13-15
Jurisdiction	CUMING NE
Township / Civil Division	BANCROFT
Census Block Group	1
Census Block	1196
Census Tract	972900

Owner

Source: Cuming County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 E ELM ST, BANCROFT, NE 68004-4065
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Deed of Trust, Mortgage · Line of Credit CHARTER WEST BANK
Apr 3, 2017	Warranty Deed, Transfer · Line of Credit
Apr 3, 2017	Warranty Deed, Transfer · Line of Credit CHARTER WEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2017 · Amount on Record
Deed Sale	Apr 3, 2017 · Amount on Record
Deed Document Number	2017512
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUMING NE
Property Address	509 VINE ST, BANCROFT, NE 68004-3012
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202200228
Date	Feb 18, 2022
Instrument	202200228

Lender

Name	CHARTER WEST BANK
Type	Bank
Address	WEST POINT, NE 68788

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMING NE
Recording Date	Apr 3, 2017
Property Address	509 VINE ST, BANCROFT, NE 68004-3012
Document Number	201700512
Instrument Date	Aug 28, 2015
Instrument	201700512
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700513
Date	Apr 3, 2017
Instrument	201700513

Lender

Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMING NE
Recording Date	Apr 3, 2017
Property Address	509 VINE ST, BANCROFT, NE 68004-3012
Document Number	0201700512
Instrument Date	Aug 28, 2015
Instrument	201700512
Transaction Type	Transfer
Record Updated	Feb 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$56.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201700513
Date	Apr 3, 2017
Instrument	201700513

Lender

Name	CHARTER WEST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cuming County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Bancroft Village
County	Cuming County
County Subdivision	Bancroft Township
Unified School District	Bancroft-Rosalie Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$30,235 (-20.65%) Land $18,900 Building $11,335	$30,235 (-20.65%) Land $18,900 Building $11,335
2025	$348.00 (-12.12%)	$38,105 (+24.89%) Land $18,900 Building $19,205	$38,105 (+24.89%) Land $18,900 Building $19,205
2023	$396.00	$30,510 Land $16,800 Building $13,710	$30,510 Land $16,800 Building $13,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Nebraska
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF BANCROFT serves 496 people · EPA ID NE3103901
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate-Nitrite resolved · Oct 2023 E. coli resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skywave Wireless Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Great Plains Communications Cable · Fiber in parts of the area	1,000 / 25
GigFire Fixed Wireless	150 / 130

Cell Coverage

5G and 4G LTE (outdoors only)

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