509 Viceroy Dr, Pooler, GA 31322 Property Records

Chatham County property record for 509 Viceroy Dr, Pooler, GA 31322

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,334 sqft · built 2014
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$399,900 (May 2022)
Tax Bill	$5,493 (2025)
Deeds & Mortgages	Jan 2020 Second Mortgage Oct 2018 Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`5-1015B-07-005`

Property Details

APN / Parcel Number

Primary APN	`5-1015B-07-005`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,334 sqft Living Area

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.17 acres)
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	378 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	509 VICEROY DR
City	POOLER
State	GA
Zip	31322-9062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 221 HUNT CLUB PH III-B SMB 42S 150 0.17AC
Legal Subdivision	HUNT CLUB PH III-B
Legal Phase	3
Legal Lot Number	221
Jurisdiction	CHATHAM GA
Township / Civil Division	PORT WENTWORTH
Census Block Group	1
Census Block	1020
Census Tract	10705

Owner

509 Viceroy Dr is owned and occupied by an individual who bought it in May 2022.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	509 VICEROY DR, POOLER, GA 31322-9062
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INB
Oct 18, 2018	Deed of Trust, Mortgage HERITAGE BANK
Dec 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MORTGAGE
May 6, 2022	Warranty Deed, Transfer · VA Mortgage GATEWAY FIRST BANK
Mar 19, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FEDERAL SAVINGS BANK
Mar 4, 2021	Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAPITAL GROUP
Mar 6, 2020	Warranty Deed, Transfer
Apr 24, 2019	Warranty Deed, Transfer
Jan 9, 2019	Warranty Deed, Transfer · Conventional Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2022 · Amount on File
Deed Sale	May 10, 2022 · Amount on File
Prior Sale	Mar 6, 2020 · Amount on File
Deed Document Number	20225599
Deed Book / Page	2799 / 126
Prior Transfer Date	Apr 24, 2019
Prior Transfer Doc	0016020480
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	509 VICEROY DR, POOLER, GA 31322-9062
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 VICEROY DR, POOLER, GA 31322-9062
Investor	Possibly a Property Investor

Mortgage

Document Number	0018320087
Date	Jan 24, 2020
Book Page	0000001832/0000000087

Lender

Name	INB

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	72 Months
Due	Jan 1, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	509 VICEROY DR, POOLER, GA 31322-9062
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 VICEROY DR, POOLER, GA 31322-9062

Mortgage

Document Number	0014710788
Date	Oct 18, 2018
Book Page	0000001471/0000000788
Instrument	031331120010

Lender

Name	HERITAGE BANK

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2019

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	509 VICEROY DR, POOLER, GA 31322-9062
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 VICEROY DR, POOLER, GA 31322-9062

Mortgage

Document Number	0038430710
Date	Dec 2, 2025
Book Page	0000003843/0000000710

Lender

Name	BANKSOUTH MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	348 Months
Due	Jan 1, 2055

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	May 6, 2022
Property Address	509 VICEROY DR, POOLER, GA 31322-9062
Document Number	0027990126
Book / Page	2799 / 126
Instrument Date	May 6, 2022
Instrument	2022-005599
Transaction Type	Transfer
Record Updated	May 27, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 VICEROY DR, POOLER, GA 31322-9062

Mortgage

Document Number	0027990128
Date	May 10, 2022
Book Page	0000002799/0000000128

Lender

Name	GATEWAY FIRST BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	509 VICEROY DR, POOLER, GA 31322-9062
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 VICEROY DR, POOLER, GA 31322-9062

Mortgage

Document Number	0000001878/0000000710
Date	Mar 19, 2020
Book Page	0000001878/0000000710
Instrument	032230600022

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	509 VICEROY DR, POOLER, GA 31322-9062
Transaction Type	Mortgage
Record Updated	Apr 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 VICEROY DR, POOLER, GA 31322-9062

Mortgage

Document Number	0000002269/0000000260
Date	Mar 4, 2021
Book Page	0000002269/0000000260

Lender

Name	INTERCONTINENTAL CAPITAL GROUP

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Mar 6, 2020
Property Address	509 VICEROY DR, POOLER, GA 31322-9062
Document Number	0018780709
Book / Page	1878 / 709
Instrument Date	Mar 6, 2020
Instrument	2020-002647
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 VICEROY DR, POOLER, GA 31322-9062

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Apr 24, 2019
Property Address	509 VICEROY DR, POOLER, GA 31322-9062
Document Number	0016020480
Book / Page	1602 / 480
Instrument Date	Apr 24, 2019
Instrument	2019-004116
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 VICEROY DR, POOLER, GA 31322-9062

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jan 9, 2019
Property Address	509 VICEROY DR, POOLER, GA 31322-9062
Document Number	0015320740
Book / Page	1532 / 740
Instrument Date	Jan 9, 2019
Instrument	2019-000231
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 VICEROY DR, POOLER, GA 31322-9062

Mortgage

Document Number	0000001532/0000000742
Date	Jan 15, 2019
Book Page	0000001532/0000000742
Instrument	031466150017

Lender

Name	SOUTH STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Feb 1, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 509 Viceroy Dr was $5,493, down 13.6% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Pooler City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,480 (+3.13%) Land $24,000 Building $159,480	$458,700 (+3.13%) Land $60,000 Building $398,700
2025	$5,493.00 (-13.6%) Homeowner's exemption	$177,920 Land $24,000 Building $153,920	$444,800 Land $60,000 Building $384,800
2024	$6,358.00
2023		$152,120 (+10.94%) Land $10,000 Building $142,120	$380,300 (+10.94%) Land $25,000 Building $355,300
2022	$4,444.00	$137,120 Land $10,000 Building $127,120	$342,800 Land $25,000 Building $317,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 509 Viceroy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 197 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	197 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Viceroy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.1% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POOLER serves 28,423 people · EPA ID GA0510001
Water Source	Purchased surface water from SAVANNAH-I & D
Last State Inspection	Nov 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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