509 Varner St, Odessa, MO 64076 Property Records

Lafayette County property record for 509 Varner St, Odessa, MO 64076

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,278 sqft · built 2000
Lot Size	0.215 acres (9,352 sqft)
Owner	Individual Name on Record
Tax Bill	$1,973 (2025)
Deeds & Mortgages	May 2017 Mortgage Mar 2015 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`22-3.0-06-0-000-044.930`

Property Details

APN / Parcel Number

Primary APN	`22-3.0-06-0-000-044.930`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	1,278 sqft Living Area
Basement Area	1,278 sqft
Interior Walls	Unfinished

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,352 sqft (0.215 acres)
Lot Dimensions	120 ft deep x 82.8 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	509 VARNER ST
City	ODESSA
State	MO
Zip	64076-1490
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 93 JENNINGS 4TH ADDN PHASE II; 859-194, 873-617, 1161-420, 2015DR0788, 2017DR1968, 2022DR0006
Legal Range	27
Legal Township	48
Legal Section	06
Legal Subdivision	JENNINGS 4TH ADD
Legal Phase	II
Legal Lot Number	93
Jurisdiction	LAFAYETTE MO
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4009
Census Tract	90601

Owner

Source: Lafayette County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 VARNER ST, ODESSA, MO 64076-1490
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE LLC
Mar 12, 2015	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Nov 19, 2025	Beneficiary Deed, Transfer
Jan 6, 2022	Deed of Trust, Mortgage · FHA Mortgage GENEVA FINANCIAL LLC
Jan 3, 2022	Warranty Deed, Transfer · FHA Mortgage GENEVA FINANCIAL LLC
May 30, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2022
Deed Sale	Jan 3, 2022
Prior Sale	May 30, 2017 · Amount on Record
Deed Document Number	20226
Last Transfer Date	Nov 19, 2025
Transfer Doc	2025DR4580
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	509 VARNER ST, ODESSA, MO 64076-1490
Transaction Type	Mortgage
Record Updated	Apr 3, 2026
Title Company	FIRST UNITED TITLE AGENCY LLC, FIRST UNITED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017DR1969
Date	May 30, 2017
Instrument	2017DR1969

Lender

Name	COMMUNITY MORTGAGE LLC
Type	Mortgage Company
Address	INDEPENDENCE, MO 64055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	509 VARNER ST, ODESSA, MO 64076-1490
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015DR0789
Date	Mar 12, 2015
Instrument	2015DR0789

Lender

Name	CALIBER HOME LOANS INC
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 1, 2030

November 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Nov 19, 2025
Property Address	509 VARNER ST, ODESSA, MO 64076-1490
Document Number	2025DR4580
Instrument Date	Nov 19, 2025
Instrument	2025DR4580
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 VARNER ST, ODESSA, MO 64076-1490

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAFAYETTE MO
Property Address	509 VARNER ST, ODESSA, MO 64076-1490
Transaction Type	Mortgage
Record Updated	Jan 26, 2022
Title Company	SECURITY TITLE COMPANY, SECURITY FIRST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022DR0100
Date	Jan 6, 2022
Instrument	2022DR0100

Lender

Name	GENEVA FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	Jan 3, 2022
Property Address	509 VARNER ST, ODESSA, MO 64076-1490
Document Number	2022DR0006
Instrument Date	Dec 28, 2021
Instrument	2022DR0006
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 VARNER ST, ODESSA, MO 64076-1490

Mortgage

Document Number	2022DR0100
Date	Jan 3, 2022
Instrument	2022DR0100

Lender

Name	GENEVA FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAFAYETTE MO
Recording Date	May 30, 2017
Property Address	509 VARNER ST, ODESSA, MO 64076-1490
Document Number	2017/1968
Book / Page	2017 / 1968
Map Reference	PL 14 PG 24
Instrument Date	May 25, 2017
Instrument	2017DR1968
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 VARNER ST, ODESSA, MO 64076-1490

Tax Assessment & Valuation

Source: Lafayette County assessment roll, as of October 28, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Lafayette County
Municipality	Odessa City
Unified School District	Odessa R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,973.00	$26,646 (+14%)	$140,240 (+14%) Land $16,650 Building $123,590
2023		$23,373	$123,016 Land $14,606 Building $108,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 26, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 95% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ODESSA PWS serves 5,202 people · EPA ID MO1010599
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Spectrum.

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