509 Tower St, Killeen, TX 76541 Property Records

Bell County property record for 509 Tower St, Killeen, TX 76541

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,977 sqft · built 1973
Lot Size0.261 acres (11,363 sqft)
Owner2 Individual Names on Record
Last Sale$120,400 (Jul 2018)
Tax Bill$3,004 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Nov 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN0173080000

Property Details

APN / Parcel Number

Primary APN0173080000
Alternative APNs
  • 846982
  • 22739

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,977 sqft Living Area
1st Floor Area1,977 sqft
FlooringVinyl/Resilient
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialWood Shingle
Lot Area11,363 sqft (0.261 acres)
Lot Dimensions110 ft deep x 92 ft wide
Garage Area549 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area68 sqft
Canopy234 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address509 TOWER ST
CityKILLEEN
StateTX
Zip76541-5668
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionGREENWILLOW 2ND EXT, BLOCK 001, LOT 0005
Legal SubdivisionGREENWILLOW 2ND EXT
Legal Block1
Legal Lot Number5
JurisdictionBELL TX
Township / Civil DivisionKILLEEN
Census Block Group1
Census Block1011
Census Tract22200

Owner

Source: Bell County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address509 TOWER ST, KILLEEN, TX 76541-5668
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Sep 3, 2026Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Nov 30, 2021Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Dec 7, 2021Intrafamily Transfer, Transfer
ELEVATED TITLE LLC
Jul 18, 2018Vendor's Lien, Transfer · VA Mortgage
USAA FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 18, 2018 · Amount on Record
Deed SaleJul 18, 2018 · Amount on Record
Prior SaleOct 11, 2006 · Amount on Record
Deed Document Number201829904
Last Transfer DateNov 20, 2021
Transfer Doc0000080293
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Recording DateSep 3, 2026
Property Address509 TOWER ST, KILLEEN, TX 76541-5668
Document Number0000044736
Instrument DateAug 21, 2026
Instrument202644736
Transaction TypeMortgage
Record UpdatedSep 15, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety, 298
Address509 TOWER ST, KILLEEN, TX 76541-5668

Mortgage

Document Number0000044736,
DateSep 3, 2026
Instrument202644736
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 1, 2046
Interest
Max Rate-1%

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address509 TOWER ST, KILLEEN, TX 76541-5668
Transaction TypeMortgage
Record UpdatedDec 15, 2021
Title CompanyELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000078003
DateNov 30, 2021
Instrument2021078003
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBELL TX
Recording DateDec 7, 2021
Property Address509 TOWER ST, KILLEEN, TX 76541-5668
Document Number0000080293
Map ReferenceCAB A SL 207-D
Instrument DateNov 20, 2021
Instrument2021080293
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyELEVATED TITLE LLC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address509 TOWER ST, KILLEEN, TX 76541-5668

July 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateJul 18, 2018
Property Address509 TOWER ST, KILLEEN, TX 76541-5668
Document Number0000029904
Map ReferenceCAB A SL207-D
Instrument DateJul 13, 2018
Instrument2018-00029904
Transaction TypeTransfer
Record UpdatedSep 30, 2021
Title CompanyMONTEITH ABSTRACT & TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address917 PALO ALFO LUNRT, 917, BERNALILLO, NM 87004

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 TOWER ST, KILLEEN, TX 76541-5668

Mortgage

Document Number0000029905
DateJul 18, 2018
Instrument2018-00029905
Lender
NameUSAA FSB
TypeBank
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateTexas
CountyBell County
MunicipalityKilleen City
Unified School DistrictKilleen Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,004.00 (-26.89%)$214,548 (-1.17%) Land $36,000 Building $178,548$214,548 (-1.17%) Land $36,000 Building $178,548
2023$4,109.00 (-3.27%)$217,094 Land $31,000 Building $186,094$217,094 Land $31,000 Building $186,094
2022$4,248.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1992–2007)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF KILLEEN
serves 161,027 people · EPA ID TX0140006
Water SourcePurchased surface water from BELL COUNTY WCID 1
Last State InspectionApr 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FiberFirst
Fiber
5,000 / 5,000
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Tower St

Nearby Streets

Search Property Records by Address or Parcel Number