509 Third Ave S, #B, Kure Beach, NC 28449 Property Records

New Hanover County property record for 509 Third Ave S, #B, Kure Beach, NC 28449

Property Summary

Property TypeDuplex
Details3 bd · 3 ba · 1,600 sqft · built 2005
OwnerIndividual Name on Record
Last Sale$435,000 (Apr 2021)
Tax Bill$2,949 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Mar 2019 Loan Modification
Flood ZoneZone X (moderate risk)
APNR09405-003-004-002

Property Details

APN / Parcel Number

Primary APNR09405-003-004-002

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,600 sqft Total Area
1st Floor Area836 sqft
Basement Area782 sqft
Finished Basement782 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleDuplex Single
Exterior MaterialWood Shingle
Foundation TypePile
Roof MaterialComposition Shingle
TerrainLow
Garage TypeBasement
Parking Spaces1 Parking Space
PorchSlab
Porch Area452 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address509 THIRD AVE S, B
CityKURE BEACH
StateNC
Zip28449-3516
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRA-3,RESID
Legal DescriptionUNIT B ISLAND DREAM TOWNHOMES XVII CONDOS
Legal SubdivisionISLAND DREAM TOWNHOMES XVII
Legal Block3
Legal Lot Number4
JurisdictionNEW HANOVER NC
Township / Civil DivisionFEDERAL POINT
Census Block Group2
Census Block2028
Census Tract12203

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address4950 LADY OF THE LAKE DR, RALEIGH, NC 27612-3080
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2021Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Mar 12, 2019Loan Modification, Mortgage · Conventional with PMI
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 1, 2021 · Amount on Record
Deed SaleApr 1, 2021 · Amount on Record
Deed Document Number202116243
Deed Book / Page6431 / 2844
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNEW HANOVER NC
Recording DateApr 1, 2021
Property Address509 THIRD AVE S # B, B, KURE BEACH, NC 28449-3516
Document Number00643102844
Book / Page6431 / 2844
Map ReferenceMB 15 PG 179
Instrument DateMar 24, 2021
Instrument2021016243
Transaction TypeTransfer
Record UpdatedNov 1, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$870.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4950 LADY OF THE LAKE DR, RALEIGH, NC 27612-3080

Mortgage

Document Number2021016244
DateApr 1, 2021
Instrument2021016244
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2036

March 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionNEW HANOVER NC
Property Address509 THIRD AVE S # B, B, KURE BEACH, NC 28449-3516
Document Number0062150920
Instrument DateMar 12, 2019
Transaction TypeMortgage
Record UpdatedMay 29, 2019
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 3RD AVE S #B KURE BEACH NC 284493516, B, KURE BEACH, NC 28449-3516

Mortgage

Document Number0062150920
DateMay 15, 2019
Book Page006215/000920
Instrument14228
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term336 Months
DueMay 14, 2047
Interest
Rate3.87%

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNew Hanover County
MunicipalityKure Beach Town
Unified School DistrictNew Hanover County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$617,000 (-) Building $617,000$617,000 (-) Building $617,000
2025$2,949.00 (+4.91%)$617,000 (+62.41%) Building $617,000$617,000 (+62.41%) Building $617,000
2024$2,811.00 (+3.38%)
2023$2,719.00 (-0.69%)$379,900 Building $379,900$379,900 Building $379,900
2022$2,738.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 237 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies504 units insured
incl. 267 condo units
Nearby Flood Claims455 (1984–2025)
Claims Outside the SFHA327 of 455
Most Recent ClaimAug 2025 · tidal / storm surge
Claims by Event
  • Potential Tropical Cyclone Eight, Sep 2024 · 83 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 70 claims
  • Hurricane Fran, Oct 1996 · 110 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKURE BEACH WATER SYSTEM
serves 5,484 people · EPA ID NC0465025
Water SourceGroundwater
Last State InspectionMay 2026
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Third Ave S

Nearby Streets

Search Property Records by Address or Parcel Number