509 Tharp Rd, Cedar Rapids, IA 52404 Property Records

Linn County property record for 509 Tharp Rd, Cedar Rapids, IA 52404

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.25 ba · 1,588 sqft · built 1957
Lot Size0.64 acres (27,878 sqft)
OwnerIndividual Name on Record
Last Sale$165,000 (Oct 2018)
Tax Bill$2,896 (2024)
Deeds & MortgagesApr 2026 Line of Credit
Oct 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN19333-51002-00000

Property Details

APN / Parcel Number

Primary APN19333-51002-00000

Interior

Bedrooms4 Beds
Full Baths1.25 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,588 sqft Living Area
Gross Area2,751 sqft
1st Floor Area1,588 sqft
Basement Area1,136 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleA-Frame
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area27,878 sqft (0.64 acres)
PorchStoop
Porch Area27 sqft
Patio Area281 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address509 THARP RD
CityCEDAR RAPIDS
StateIA
Zip52404-9039
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE140 W612 N198 SW SW STR/LB 33 82 7
Legal Range07
Legal Township82
Legal Section33
JurisdictionLINN IA
Township / Civil DivisionCEDAR RAPIDS
Census Block Group2
Census Block2087
Census Tract10700

Owner

Source: Linn County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address509 THARP RD, CEDAR RAPIDS, IA 52404-9039
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2026Deed of Trust, Mortgage · Line of Credit
COLLINS COMMUNITY CREDIT UNION
Oct 26, 2018Warranty Deed, Transfer · Conventional Mortgage
COLLINS CMNTY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2018 · Amount on Record
Deed SaleOct 26, 2018 · Amount on Record
Prior SaleSep 20, 2011 · Amount on Record
Deed Book / Page10227 / 375
Prior Transfer DateMar 2, 2011
Prior Transfer Doc7893000601
Record UpdatedJun 8, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINN IA
Recording DateApr 2, 2026
Property Address509 THARP RD, CEDAR RAPIDS, IA 52404-9039
Document Number0000008480
Instrument DateMar 20, 2026
Instrument20268480
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 THARP RD, CEDAR RAPIDS, IA 52404-9039

Mortgage

Document Number0000008480,
DateApr 2, 2026
Instrument20268480
Lender
NameCOLLINS COMMUNITY CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.01%
Max Rate-1%

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINN IA
Recording DateOct 26, 2018
Property Address509 THARP RD, CEDAR RAPIDS, IA 52404-9039
Document Number0102270375
Book / Page010227 / 000375
Instrument DateOct 24, 2018
Transaction TypeTransfer
Record UpdatedDec 4, 2018

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$264.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 THARP RD CEDAR RAPIDS IA 524049039, CEDAR RAPIDS, IA 52404-9039

Mortgage

Document Number102270377
DateOct 26, 2018
Book Page010227/000377
Lender
NameCOLLINS CMNTY CU
TypeCredit Union
AddressCEDAR RAPIDS, IA 52402
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 25, 2048
Interest
Rate TypeAdjustable Rate
Rate4.24%

Mortgage

Document Number102270394,
DateOct 26, 2018
Book Page010227/000394
Lender
NameCOLLINS CMNTY CU
TypeCredit Union
AddressCEDAR RAPIDS, IA 52402
Agreement
AmountAmount Recorded
Term120 Months
DueOct 25, 2028

Tax Assessment & Valuation

Source: Linn County assessment roll, as of September 22, 2025

Property Jurisdictions

TypeName
StateIowa
CountyLinn County
MunicipalityCedar Rapids City
Unified School DistrictCollege Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$166,400 (+1.9%) Land $38,400 Building $128,000$166,400 (+1.9%) Land $38,400 Building $128,000
2024$2,896.00 (-7.95%)
2023$163,300 Land $38,400 Building $124,900$163,300 Land $38,400 Building $124,900
2022$3,146.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 76% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCEDAR RAPIDS WATER DEPARTMENT
serves 142,364 people · EPA ID IA5715093
Water SourceGroundwater influenced by surface water
Last State InspectionOct 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
South Slope Cooperative Telephone Company
Fiber
10,000 / 10,000
ImOn Communications
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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