509 SW 2nd Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 509 SW 2nd Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,947 sqft · built 1950
Lot Size	0.973 acres (42,384 sqft)
Owner	Individual Name on Record
Tax Bill	$5,427 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-21-37-35-0020-02190-0100`

Property Details

APN / Parcel Number

Primary APN	`3-21-37-35-0020-02190-0100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,947 sqft Heated Area
Gross Area	3,205 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1980
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	42,384 sqft (0.973 acres)
Lot Dimensions	142 ft deep x 157 ft wide
Garage Type	Carport
Carport	Carport
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	509 SW 2ND AVE
City	OKEECHOBEE
State	FL
Zip	34974-4329
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADDITION TO OKEECHOBEE (PLAT BOOK 1 PAGE 11 AND PLAT BOOK 5 PAGE 6) LOTS 7, 8, 9, 10, 11 AND 12, BLOCK 219, AND THAT CE
Legal Range	35E
Legal Township	37S
Legal Section	21
Legal Subdivision	FIRST ADDITION
Legal Block	219
Legal Lot Number	7 11
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	4
Census Block	4033
Census Tract	910601

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 SW 2ND AVE, OKEECHOBEE, FL 34974-4329
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 22, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 15, 2017	Deed of Trust, Mortgage · Conventional Mortgage FRANK J SR & MARILYN H BRADY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2024
Deed Sale	Mar 4, 2024
Prior Sale	Sep 18, 2013 · Amount on Record
Deed Document Number	2022010549
Prior Transfer Date	Aug 3, 2022
Prior Transfer Doc	2022010549
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	509 SW 2ND AVE, OKEECHOBEE, FL 34974-4329
Transaction Type	Mortgage
Record Updated	Feb 20, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010550
Date	Aug 3, 2022
Instrument	2022010550

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 22, 2023
Property Address	509 SW 2ND AVE, OKEECHOBEE, FL 34974-4329
Document Number	0000002115
Map Reference	MB 5 PG 6
Instrument Date	Feb 15, 2023
Instrument	2023002115
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	HOMELAND TITLE AND ESCROW INC, HOMECLO TITLE & ESCROW INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	509 SW 2ND AVE, OKEECHOBEE, FL 34974-4329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3813 BLAIRWOOD ST, HIGH POINT, NC 27265-9138

Mortgage

Document Number	0000002116
Date	Feb 22, 2023
Instrument	2023002116

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	509 SW 2ND AVE, OKEECHOBEE, FL 34974-4329
Document Number	0007951983
Book / Page	000795 / 001983
Instrument Date	Sep 15, 2017
Transaction Type	Mortgage
Record Updated	Oct 11, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0007951983
Date	Sep 18, 2017
Book Page	000795/001983
Instrument	8868

Lender

Name	FRANK J SR & MARILYN H BRADY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,427.00 (-6.5%) Homeowner's exemption	$319,527 (+23.03%)	$324,538 (+24.96%) Land $138,892 Building $185,646
2023	$5,804.00 (+29.24%)	$259,723 (+26.79%) Land $117,123 Building $142,600	$259,723 (+26.79%) Land $117,123 Building $142,600
2022	$4,491.00	$204,837 Land $92,459 Building $112,378	$204,837 Land $92,459 Building $112,378

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2012–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: CenturyLink, Verizon.

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