509 Sumerlin Rd NW, Saint Michael, MN 55376 Property Records

Wright County property record for 509 Sumerlin Rd NW, Saint Michael, MN 55376

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,104 sqft · built 1996
Lot Size0.27 acres (11,781 sqft)
Owner2 Individual Names on File
Last Sale$170,103 (Apr 2012)
Tax Bill$3,700 (2026)
Deeds & MortgagesAug 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN114-070-001070

Property Details

APN / Parcel Number

Primary APN114-070-001070

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories4 Stories
Building Area1,104 sqft Living Area
1st Floor Area1,104 sqft
Basement Area400 sqft
Finished Basement400 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1998
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialWood Shingle
Lot Area11,781 sqft (0.27 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area192 sqft
Storage Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address509 SUMERLIN RD NW
CitySAINT MICHAEL
StateMN
Zip55376-1029
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-11 TWP-120 RANGE-024 ST MICHAEL HEIGHTS 7TH ADDN LOT-007 BLOCK-001 7 BLOCK-001
Legal Range024
Legal Township120
Legal Section11
Legal SubdivisionMICHAEL HEIGHTS
Legal Block1
Legal Lot Number7
JurisdictionWRIGHT MN
Township / Civil DivisionST. MICHAEL
Census Block Group2
Census Block2003
Census Tract100803

Owner

509 Sumerlin Rd NW is owned and occupied by two individuals who bought it in April 2012.

Source: Wright County records, as of July 20, 2026

Owner of Record2 Individual Names on File
Mailing Address509 SUMERLIN RD NW, SAINT MICHAEL, MN 55376-1029
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2012 · Amount on File
Deed SaleApr 2, 2012 · Amount on File
Deed Document Number2012117695
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address509 SUMERLIN RD NW, SAINT MICHAEL, MN 55376-1029
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 SUMERLIN RD NW, SAINT MICHAEL, MN 55376-1029

Mortgage

Document Number0001438593
DateAug 31, 2020
Instrument1438593
Lender
NameBMO HARRIS BANK NA
TypeBank
AddressCHICAGO, IL 60690
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueAug 27, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2026 property tax bill for 509 Sumerlin Rd NW was $3,700.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWright County
MunicipalitySt. Michael City
Unified School DistrictSt. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,700.00$332,500 (+1.46%) Land $105,000 Building $227,500$332,500 (+1.46%) Land $105,000 Building $227,500
2025$327,700 Land $107,000 Building $220,700$327,700 Land $107,000 Building $220,700
2023$3,394.00 (+5.86%)$321,400 Land $105,900 Building $215,500$321,400 Land $105,900 Building $215,500
2022$3,206.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Sumerlin Rd NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 509 Sumerlin Rd NW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJoint Powers Water Board
serves 30,922 people · EPA ID MN1860024
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2026)
action level 15 ppb
Copper1.56 mg/L (2026)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: CenturyLink, Verizon.

Nearby Properties on Sumerlin Rd NW

Nearby Streets

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