Montgomery County property record for 509 Stirling Rd, Silver Spring, MD 20901
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,386 sqft · built 1946 |
| Lot Size | 0.128 acres (5,584 sqft) |
| Owner | Individual Name on File |
| Last Sale | $371,000 (Nov 2017) |
| Tax Bill | $5,765 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Nov 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-01396882 |
| Primary APN | 13-01396882 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,386 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Basement Area | 594 sqft |
| Finished Basement | 594 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 5,584 sqft (0.128 acres) |
| Deck Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 01396882 |
|---|---|
| Street Address | 509 STIRLING RD |
| City | SILVER SPRING |
| State | MD |
| Zip | 20901-2254 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R60 |
| Legal Description | CHALFONTE |
| Legal Subdivision | CHALFONTE |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 703000 |
Source: Montgomery County records · APN 13-01396882
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 509 STIRLING RD, SILVER SPRING, MD 20901-2254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 05, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 17, 2017 | Deed, Transfer · Conventional Mortgage FIRST SAVINGS MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 17, 2017 · Amount on Record |
| Deed Sale | Nov 17, 2017 · Amount on Record |
| Prior Sale | May 04, 2001 · Amount on Record |
| Deed Book / Page | 55242 / 437 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 509 STIRLING RD, SILVER SPRING, MD 20901-2254 |
| Transaction Type | Mortgage |
| Record Updated | May 03, 2022 |
| Name | Verified Name |
|---|---|
| Address | 509 STIRLING RD, SILVER SPRING, MD 20901-2254 |
| Document Number | 0617940227 |
|---|---|
| Date | Feb 05, 2021 |
| Book Page | 61794/227 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Nov 17, 2017 |
| Property Address | 509 STIRLING RD, SILVER SPRING, MD 20901-2254 |
| Document Number | 0552420437 |
| Book / Page | 55242 / 437 |
| Map Reference | MB19 PL1184 |
| Instrument Date | Oct 30, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | TRADITION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,565.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 509 STIRLING RD, SILVER SPRING, MD 20901-2254 |
| Document Number | 0055242444 |
|---|---|
| Date | Nov 17, 2017 |
| Instrument | 55242/444 |
| Name | FIRST SAVINGS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2047 |
Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $463,933 (+5.85%) | $515,200 (+17.55%) Land $206,500 Building $308,700 | |
| 2025 | $5,765.00 (+52.76%) | $438,300 (+14.95%) Land $206,500 Building $231,800 | $438,300 (-) Land $206,500 Building $231,800 |
| 2023 | $381,300 | $438,300 Land $206,500 Building $231,800 | |
| 2022 | $3,774.00 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2004) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2004 · tidal / storm surge |
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 821 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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