509 Stephens St, Lawrenceburg, TN 38464 Property Records

Lawrence County property record for 509 Stephens St, Lawrenceburg, TN 38464

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,008 sqft · built 1948
Lot Size	0.296 acres (12,900 sqft)
Owner	Company Name on Record
Last Sale	$50,000 (Jun 2020)
Tax Bill	$530 (2024)
Deeds & Mortgages	May 2026 Mortgage May 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`050078O A 00900`

Property Details

APN / Parcel Number

Primary APN	`050078O A 00900`
Alternative APN	`078O A 00900`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1982
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,900 sqft (0.296 acres)
Lot Dimensions	150 ft deep x 86 ft wide

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Deck Area	200 sqft
Patio Area	200 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	509 STEPHENS ST
City	LAWRENCEBURG
State	TN
Zip	38464-2418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 8; SUBDIVISION: STEPHENS SUBD
Legal Subdivision	GT STEPHENS SUBDIVISION
Legal Lot Number	90
Jurisdiction	LAWRENCE TN
Township / Civil Division	16
Census Block Group	1
Census Block	1050
Census Tract	960501

Owner

Source: Lawrence County records, as of May 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	926 WHITTMORE DR, NOLENSVILLE, TN 37135-2914
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Quit Claim Deed, Transfer · Conventional Mortgage RFLF 5 LLC
May 1, 2026	Quit Claim Deed, Transfer · Conventional Mortgage RFLF 5 LLC
Jun 3, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Nov 29, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF WAYNESBORO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2020 · Amount on Record
Deed Sale	Jun 3, 2020 · Amount on Record
Prior Sale	Jan 6, 2003 · Amount on Record
Deed Document Number	20203060
Deed Book / Page	595 / 491
Last Transfer Date	Apr 29, 2026
Transfer Doc	0000082375
Record Updated	Oct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE TN
Recording Date	May 1, 2026
Property Address	509 STEPHENS ST, LAWRENCEBURG, TN 38464-2418
Document Number	0000002625
Book / Page	823 / 75
Instrument Date	Apr 29, 2026
Instrument	20262625
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	PROVIDENT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	926 WHITTMORE DR, NOLENSVILLE, TN 37135-2914
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002626,
Date	May 1, 2026
Instrument	20262626

Lender

Name	RFLF 5 LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE TN
Recording Date	May 1, 2026
Property Address	509 STEPHENS ST, LAWRENCEBURG, TN 38464-2418
Document Number	0000082375
Book / Page	823 / 75
Instrument Date	Apr 29, 2026
Instrument	20262625
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	PROVIDENT TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	926 WHITTMORE DR, NOLENSVILLE, TN 37135-2914

Mortgage

Document Number	0000002626,
Date	May 1, 2026
Instrument	20262626

Lender

Name	RFLF 5 LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAWRENCE TN
Recording Date	Jun 3, 2020
Property Address	509 STEPHENS ST, LAWRENCEBURG, TN 38464-2418
Document Number	595491
Book / Page	000595 / 000491
Instrument Date	Jun 2, 2020
Instrument	3060
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	571 WEAKLEY CREEK RD LAWRENCEBURG TN 384646019, LAWRENCEBURG, TN 38464-6019
Investor	Possibly a Property Investor

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE TN
Property Address	509 STEPHENS ST, LAWRENCEBURG, TN 38464-2418
Document Number	522236
Book / Page	000522 / 000236
Instrument Date	Nov 29, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 STEPHENS ST LAWRENCEBURG TN 384642418, LAWRENCEBURG, TN 38464-2418

Mortgage

Document Number	522236
Date	Dec 6, 2017
Book Page	000522/000236
Instrument	6117

Lender

Name	BANK OF WAYNESBORO
Type	Bank
Address	LAWRENCEBURG, TN 38464

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lawrence County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lawrence County
Municipality	Lawrenceburg City
Unified School District	Lawrence County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$17,075 (-) Land $1,250 Building $15,825
2024	$530.00
2023	$530.00	$17,075 (-) Land $1,250 Building $15,825
2022	$530.00	$17,075 Land $1,250 Building $15,825	$68,300 Land $5,000 Building $63,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCEBURG UTILITY SYSTEMS serves 21,244 people · EPA ID TN0000392
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	7 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cloud 9 Internet Fiber	2,500 / 2,500
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Skyline Telephone.

Cell Coverage

5G (outdoors only) and 4G LTE

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