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509 Starling Creek Loop, Laredo, TX 78045 Property Records

Webb County property record for 509 Starling Creek Loop, Laredo, TX 78045

Property Summary

Property TypeSingle Family Home
Details2,143 sqft · built 2014
Lot Size0.205 acres (8,969 sqft)
OwnerIndividual Name on File
Tax Bill$1,719 (2024)
Deeds & MortgagesJan 2023 Second Mortgage
Jan 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN983-70007-110

Property Details

APN / Parcel Number

Primary APN983-70007-110
Alternative APN
  • 345645

Interior

Stories2 Stories
Building Area2,143 sqft Living Area
Gross Area2,762 sqft
1st Floor Area1,151 sqft
2nd Floor Area976 sqft

Exterior

Year BuiltBuilt 2014
Exterior MaterialStucco
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,969 sqft (0.205 acres)
Garage TypeAttached
Garage Area635 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area126 sqft

Location & Zoning

Account Number345645
Old Parcel Number98370007110
Street Address509 STARLING CREEK LOOP
CityLAREDO
StateTX
Zip78045-8895
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSTARLING CREEK UNIT IX, BLOCK 7A, LOT 11
Legal SubdivisionSTARLING CREEK UNIT IX
Legal Block7A
Legal Lot Number11
JurisdictionWEBB TX
Township / Civil DivisionLAREDO NORTH-WEBB
Census Block Group3
Census Block3029
Census Tract1711

Owner

Source: Webb County records · APN 983-70007-110

Assessment roll updated July 25, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address509 STARLING CREEK LOOP, LAREDO, TX 78045-8895
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 11, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SFMC LP
Jan 11, 2023Vendor's Lien, Transfer · FHA Mortgage
SFMC LP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 11, 2023
Deed SaleJan 11, 2023
Deed Document Number1488958
Deed Book / Page5400 / 709
Record UpdatedJun 08, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWEBB TX
Property Address509 STARLING CREEK LOOP, LAREDO, TX 78045-8895
Transaction TypeMortgage
Record UpdatedJan 24, 2023
Title CompanyLAREDO TITLE & ABSTRACT LTD

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 STARLING CREEK LOOP, LAREDO, TX 78045-8895

Mortgage

Document Number005400/732
DateJan 11, 2023
Book Page5400/732
Instrument1488960
Lender
NameSFMC LP
TypeMortgage Company
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term36 Months
DueJan 22, 2026

January 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionWEBB TX
Recording DateJan 11, 2023
Property Address509 STARLING CREEK LOOP, LAREDO, TX 78045-8895
Document Number005400/709
Book / Page5400 / 709
Map ReferenceVOL 30 PG 96-98
Instrument DateJan 11, 2023
Instrument1488958
Transaction TypeTransfer
Record UpdatedJan 24, 2023

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 STARLING CREEK LOOP, LAREDO, TX 78045-8895

Mortgage

Document Number0001488959
DateJan 11, 2023
Instrument1488959
Lender
NameSFMC LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

Tax Assessment & Valuation

Source: Webb County records · Assessment roll updated July 25, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateTexas
MunicipalityLaredo City
CountyWebb County
Unified School DistrictUnited Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$274,000 (+2.97%) Land $72,559 Building $201,441$274,000 (+2.97%) Land $72,559 Building $201,441
2024$1,719.00 (+16.94%)
2023$266,091 Land $56,774 Building $209,317$266,091 Land $56,774 Building $209,317
2022$1,470.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Webb County (48479C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 484790017113, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies11 in force

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 50

May also be available: T-Mobile USA.

Based on FCC filings for 244 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX2400001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF LAREDO
serves 260,046 people
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · May 2026
Total trihalomethanes
resolved · Jan 2017
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting6
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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