509 St, Sandusky, OH 44870 Property Records

Erie County property record for 509 St, Sandusky, OH 44870

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,144 sqft · built 1950
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$174,900 (May 2025)
Tax Bill	$1,901 (2025)
Deeds & Mortgages	May 2025 Sale & Mortgage Jan 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`57-02262-000`

Property Details

APN / Parcel Number

Primary APN	`57-02262-000`
Alternative APN	`002744-4`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,144 sqft Living Area
Gross Area	1,716 sqft
1st Floor Area	572 sqft
Upper Floors Area	572 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1995
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Shingle
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	122 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	412 sqft
Patio Area	300 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	002744-4
Street Address	509 ST
City	SANDUSKY
State	OH
Zip	44870
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	259 42ND ST WH 50'X122'
Legal Subdivision	SEITZ AND STANG SUBDIVISION
Jurisdiction	ERIE OH
Township / Civil Division	SANDUSKY
Census Block Group	3
Census Block	3007
Census Tract	41300

Owner

Source: Erie County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 42ND ST, SANDUSKY, OH 44870-4973
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2025	Warranty Deed, Transfer · FHA Mortgage YOUR HOME FINANCIAL LLC
Jan 5, 2022	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Jun 30, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2025 · Amount on Record
Deed Sale	May 9, 2025 · Amount on Record
Prior Sale	Jan 5, 2022 · Amount on Record
Deed Document Number	20253418
Record Updated	Oct 29, 2026

May 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	May 9, 2025
Property Address	509 ST, SANDUSKY, OH 44870
Document Number	0000003418
Map Reference	VOL 7 PG 11
Instrument Date	May 8, 2025
Instrument	202503418
Transaction Type	Transfer
Record Updated	May 23, 2025
Title Company	NEWMAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$174.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 42ND ST, SANDUSKY, OH 44870-4973

Mortgage

Document Number	0000003419
Date	May 9, 2025
Instrument	202503419

Lender

Name	YOUR HOME FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

Mortgage

Document Number	0000003420
Date	May 9, 2025
Instrument	202503420

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency
Address	SANDUSKY, OH 44870

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Jan 5, 2022
Property Address	509 42ND ST, SANDUSKY, OH 44870-4973
Document Number	0000000144
Map Reference	VOL 7 PG 11
Instrument Date	Jan 4, 2022
Instrument	202200144
Transaction Type	Transfer
Record Updated	Feb 1, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$596.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 42ND ST, SANDUSKY, OH 44870-4973

Mortgage

Document Number	0000000145
Date	Jan 5, 2022
Instrument	202200145

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE OH
Recording Date	Jun 30, 2017
Property Address	509 42ND ST, SANDUSKY, OH 44870-4973
Document Number	0000005829
Instrument Date	Jun 29, 2017
Instrument	5829
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	HARTUNG TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$359.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 42ND ST SANDUSKY OH 448704973, SANDUSKY, OH 44870-4973

Mortgage

Document Number	5830
Date	Jun 30, 2017
Instrument	5830

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: Erie County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Erie County
Municipality	Sandusky City
Unified School District	Sandusky City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,901.00	$51,068 (-) Land $9,922 Building $41,146
2024	$1,901.00 (-23.13%) Homeowner's exemption	$51,068 (+2.99%) Land $9,922 Building $41,146	$145,910 (+2.99%) Land $28,350 Building $117,560
2023	$2,473.00 (-1.59%) Homeowner's exemption	$49,584 (+0.01%) Land $7,875 Building $41,709
2022	$2,513.00	$49,581 Land $7,875 Building $41,706
2021			$141,670 Land $22,500 Building $119,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2006–2007)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2007 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANDUSKY CITY serves 25,793 people · EPA ID OH2201411
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber · Cable in parts of the area	10,000 / 10,000
Omni Fiber Fiber	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

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