509 Spruce, Lockwood, MO 65682 Property Records

Dade County property record for 509 Spruce, Lockwood, MO 65682

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 889 sqft · built 1900
Lot Size	0.231 acres (10,062 sqft)
Owner	2 Individual Names on Record
Tax Bill	$318 (2025)
Deeds & Mortgages	Sep 2005 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-09.0-31-020-007-09.00`

Property Details

APN / Parcel Number

Primary APN	`13-09.0-31-020-007-09.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	889 sqft Living Area
Flooring	Other
Interior Walls	Paneling

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,062 sqft (0.231 acres)
Porch	Porch
Porch Area	91 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	509 SPRUCE
City	LOCKWOOD
State	MO
Zip	65682-9754
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLOCK 4, DAVIS ADDITION 509 SPRUCE ST. LOCKWOOD MO
Legal Range	27
Legal Township	31
Legal Section	31
Legal Subdivision	DAVIS ADDITION
Legal Block	4
Legal Lot Number	11
Jurisdiction	DADE MO
Township / Civil Division	LOCKWOOD
Census Block Group	4
Census Block	4035
Census Tract	480200

Owner

Source: Dade County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 SPRUCE, LOCKWOOD, MO 65682-9754
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2012
Deed Sale	Aug 1, 2012
Prior Sale	Aug 1, 2012
Record Updated	Sep 20, 2026

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE MO
Property Address	509 SPRUCE, LOCKWOOD, MO 65682-9754
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 SPRUCE, LOCKWOOD, MO 65682-9754

Mortgage

Document Number	000383/725
Date	Sep 26, 2005
Book Page	383/725

Lender

Name	LIBERTY BANK
Address	PO BOX 25, GREENFIELD, MO 65661

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Dade County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Dade County
Municipality	Lockwood City
Unified School District	Lockwood R-I School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$318.00 (-0.93%)	$4,590 (+13.33%) Land $730 Building $3,860	$24,150 (+13.33%) Land $3,860 Building $20,290
2023	$321.00	$4,050 Land $730 Building $3,320	$21,310 Land $3,860 Building $17,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 24, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKWOOD PWS serves 890 people · EPA ID MO5010475
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Conexon Connect, T-Mobile, Wisper ISP.

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