Livingston County property record for 509 Smith Ln, Dwight, IL 60420
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 2,054 sqft · built 1955 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual on Record |
| Tax Bill | $3,944 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-05-10-152-003 |
| Primary APN | 05-05-10-152-003 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 2,054 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 99 ft deep x 100 ft wide |
| Heating System | Gas |
|---|
| Street Address | 509 SMITH LN |
|---|---|
| City | DWIGHT |
| State | IL |
| Zip | 60420-1501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 05 10 152 003 S10 T30 R7 .23 ACRE BEG 247 3/4' S & 340' E OF NW COR S NW E100' S99 1/4' W100' N99 1/4' |
| Legal Range | 07E |
| Legal Township | 30N |
| Legal Section | 10 |
| Jurisdiction | LIVINGSTON IL |
| Township / Civil Division | DWIGHT |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 960100 |
Source: Livingston County assessment roll, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Mailing Address | 509 SMITH LN, DWIGHT, IL 60420-1501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LIVINGSTON IL |
| Recording Date | Oct 20, 2025 |
| Property Address | 509 SMITH LN, DWIGHT, IL 60420-1501 |
| Document Number | 2025R04596 |
| Instrument Date | Apr 12, 2025 |
| Instrument | 2025R-04596 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $369.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 109 E SOUTH ST, DWIGHT, IL 60420-1327 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 509 SMITH LN, DWIGHT, IL 60420-1501 |
| Investor | Possibly a Property Investor |
| Document Number | 2025R04597 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 2025R-04597 |
| Name | AMERICAN PACIFIC MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7% |
| Document Number | 2025R04598 |
|---|---|
| Date | Oct 20, 2025 |
| Instrument | 2025R-04598 |
| Name | AMERICAN PACIFIC MTG CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 9% |
Source: Livingston County assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Livingston County |
| County Subdivision | Dwight Township |
| Municipality | Dwight Village |
| Elementary School District | Dwight Common School District 232 (PK - 08) |
| Secondary School District | Dwight Township High School District 230 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,944.00 (+8.47%) Homeowner's exemption | $49,704 (+8.9%) Land $11,801 Building $37,903 | $149,112 (+8.9%) Land $35,403 Building $113,709 |
| 2024 | $3,636.00 Homeowner's exemption | $45,642 Land $10,837 Building $34,805 | $136,926 Land $32,511 Building $104,415 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 12 (1979–2020) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | May 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DWIGHT serves 4,400 people · EPA ID IL1050250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Copper | 1.6 mg/L (2018–2020) action level 1.3 mg/L |
| Water Quality | Arsenic resolved · Jul 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conxxus Fiber | 8,000 / 8,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| Watch TV Fixed Wireless | 100 / 20 |
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