509 Simms St, Aurora, IL 60505 Property Records

Kane County property record for 509 Simms St, Aurora, IL 60505 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1914
Square Footage	1,046 sqft Living Area
Lot Size	5,050 sqft (0.116 acres)
Occupancy	Owner Occupied
Last Sale	$118,000 (2002)
Tax Bill	$3,310.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`15-27-380-003`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	1,046 sqft Living Area
Gross Area	2,556 sqft Gross Area
1st Floor	1,046 sqft 1st Floor
Basement Area	1,046 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Construction Type	Frame Construction
Lot Area	5,050 sqft (0.116 acres)
Depth X Width	100 ft x 50.5 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	280 sqft Garage
Porch	Enclosed Porch

Location & Zoning

Street Address	509 SIMMS ST
City	AURORA
State	IL
Zip	60505-5218
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BINDERS ADDN E 50.5 FT LOTS 2-3 BLK 2 LOT DIMENSIONS: 50.5 X 100 APPROX LOT SQ FT 5050 SUBDIVISION: SEC 27&34 N ASHLAND RANGE CODE: 001
Legal Subdivision	BINDERS ADDN
Legal Block	2
Legal Lot Number	2-3
Jurisdiction	KANE IL
Minor Civil Division	AURORA
Census Blockgroup	3
Census Block	3008
Census Tract	854302

Owner

Source: Kane County records · APN 15-27-380-003

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	509 SIMMS ST, AURORA, IL 60505-5218
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 05, 2002 · Amount on Record
Deed Sale	Aug 05, 2002 · Amount on Record
Prior Sale	Feb 27, 2002 · Amount on Record
Deed Doc Number	200296478
Record Refreshed	Sep 20, 2026

February 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	509 SIMMS ST, AURORA, IL 60505-5218
Document Number	0000015531
Instrument Date	Feb 28, 2017
Transaction Type	Mortgage
Record Updated	May 05, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 SIMMS ST AURORA IL 605055218, AURORA, IL 60505-5218

Mortgage

Document Number	0000015531
Date	Mar 28, 2017
Instrument	15531

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora East Unit School District 131 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,310.00 (+15.45%) Homeowner's exemption	$58,688 (+34.18%) Land $6,927 Building $51,761	$176,134 (+34.24%) Land $20,789 Building $155,345
2022	$2,867.00 (+2.32%) Homeowner's exemption	$43,737 (+7.41%) Land $5,162 Building $38,575	$131,211 (+7.41%) Land $15,486 Building $115,725
2021	$2,802.00 Homeowner's exemption	$40,720 Land $4,806 Building $35,914	$122,160 Land $14,418 Building $107,742

Flood & Wildfire

509 Simms St is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Not exposed risk).

Flood

Source: FEMA National Flood Hazard Layer · Kane County (17089C), updated October 8, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not exposed less than 1% of exposed land nationally · less than 1% in Illinois
Wildfire Likelihood	Not exposed — less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.