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509 Shetland Dr, Saint Johns, FL 32259 Property Records

St. Johns County property record for 509 Shetland Dr, Saint Johns, FL 32259

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,591 sqft · built 2018
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$252,216 (Feb 2018)
Tax Bill$5,061 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN009762-5180

Property Details

APN / Parcel Number

Primary APN009762-5180

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,591 sqft Living Area
Gross Area2,248 sqft
1st Floor Area1,591 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area389 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address509 SHETLAND DR
CitySAINT JOHNS
StateFL
Zip32259-6641
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description78/1-9 ABERDEEN (DR HORTON-PHASE 2A) LOT 518 OR4497/1756
Legal Range27E
Legal Township05S
Legal Section09
Legal SubdivisionABERDEEN (DR HORTON-PHASE 2A)
Legal Phase2A
Legal Block1
Legal Lot Number518
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group1
Census Block1030
Census Tract20810

Owner

509 Shetland Dr is owned and occupied by an individual who bought it in February 2018.

Source: St. Johns County records, as of April 13, 2026

Owner of RecordIndividual Name on File
Mailing Address509 SHETLAND DR, SAINT JOHNS, FL 32259-6641
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
PRIMELENDING
Jul 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMMUNITY FIRST CREDIT UNION OF FLORIDA
Feb 1, 2018Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2018 · Amount on File
Deed SaleFeb 1, 2018 · Amount on File
Deed Document Number20187253
Deed Book / Page4497 / 1756
Record UpdatedJun 8, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address509 SHETLAND DR, SAINT JOHNS, FL 32259-6641
Transaction TypeMortgage
Record UpdatedJan 28, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 SHETLAND DR, SAINT JOHNS, FL 32259-6641

Mortgage

Document Number0054081538
DateNov 1, 2021
Book Page5408/1538
Instrument2021118720
Lender
NamePRIMELENDING
TypeMortgage Company
AddressDALLAS, TX 75252
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueNov 1, 2041

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address509 SHETLAND DR, SAINT JOHNS, FL 32259-6641
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049931592
DateJul 20, 2020
Book Page4993/1592
Instrument2020058396
Lender
NameCOMMUNITY FIRST CREDIT UNION OF FLORIDA
TypeCredit Union
AddressJACKSONVILLE, FL 32204
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

February 2018: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateFeb 1, 2018
Property Address509 SHETLAND DR, SAINT JOHNS, FL 32259-6641
Document Number0044971756
Book / Page4497 / 1756
Map ReferenceMB78 PG1-9
Instrument DateJan 31, 2018
Instrument2018007253
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 31, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4220 RACE TRACK RD # RD100, 4220, SAINT JOHNS, FL 32259-2084

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 SHETLAND DR, SAINT JOHNS, FL 32259-6641

Mortgage

Document Number2018007254
DateFeb 1, 2018
Instrument2018007254
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 509 Shetland Dr was $5,061 with a homeowner's exemption, up 11% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$248,236 (+2.7%)$336,677 (-2.35%) Land $95,000 Building $241,677
2025$5,061.00 (+11.04%) Homeowner's exemption$241,710$344,772 Land $95,500 Building $249,272
2024$4,558.00 (+1.22%)
2023$4,503.00 (+2.69%) Homeowner's exemption$228,056 (+3%)$358,975 (+18.89%) Land $95,500 Building $263,475
2022$4,385.00 Homeowner's exemption$221,414$301,928 Land $95,200 Building $206,728

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 Shetland Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 181 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies181 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 Shetland Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 74% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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