509 Shell Dr, #A, Kure Beach, NC 28449 Property Records

New Hanover County property record for 509 Shell Dr, #A, Kure Beach, NC 28449 · Last verified May 2026

Property Summary

Property TypeDuplex
Details3 bd · 3 ba · 1,558 sqft · built 1998
Lot Size0.089 acres (3,877 sqft)
OwnerIndividual Name on File
Last Sale$223,000 (Dec 2016)
Tax Bill$2,456 (2025)
Deeds & MortgagesNov 2024 Mortgage
Nov 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APNR09200-001-086-000

Property Details

APN / Parcel Number

Primary APNR09200-001-086-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,558 sqft Total Area
1st Floor Area1,558 sqft
Basement Area1,558 sqft
Finished Basement1,558 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleDuplex Single
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area3,877 sqft (0.089 acres)
TerrainLow
Garage TypeBasement
Parking Spaces1 Parking Space
PorchSlab
Porch Area329 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address509 SHELL DR, A
CityKURE BEACH
StateNC
Zip28449-3921
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLOT 65A BEACHWALK AT KURE BEACH
Legal SubdivisionBEACHWALK AT KURE BEACH
Legal Block1
Legal Lot Number65A
JurisdictionNEW HANOVER NC
Township / Civil DivisionFEDERAL POINT
Census Block Group1
Census Block1015
Census Tract12203

Owner

Source: New Hanover County records · APN R09200-001-086-000

Assessment roll updated October 10, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address509 SHELL DR, A, KURE BEACH, NC 28449-3921
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 08, 2024Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
Nov 13, 2020Deed of Trust, Mortgage · Line of Credit
SOUTHERN BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 14, 2016 · Amount on Record
Deed SaleDec 14, 2016 · Amount on Record
Prior SaleSep 04, 1998 · Amount on Record
Deed Document Number201640610
Deed Book / Page6024 / 727
Prior Transfer DateApr 04, 2011
Prior Transfer Doc00555801122
Record UpdatedJun 08, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address509 SHELL DR # A, A, KURE BEACH, NC 28449-3921
Transaction TypeMortgage
Record UpdatedOct 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 SHELL DR A, A, KURE BEACH, NC 28449-3921

Mortgage

Document Number00674000170
DateNov 08, 2024
Book Page6740/170
Instrument2024027944
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Address3940 N RAVENSWOOD AVE, CHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2054

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW HANOVER NC
Property Address509 SHELL DR # A, A, KURE BEACH, NC 28449-3921
Document Number0063801164
Instrument DateNov 13, 2020
Transaction TypeMortgage
Record UpdatedDec 09, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 SHELL DR #A KURE BEACH NC 284493921, A, KURE BEACH, NC 28449-3921

Mortgage

Document Number0063801164
DateNov 18, 2020
Book Page006380/001164
Instrument49150
Lender
NameSOUTHERN BK
TypeBank
AddressWILMINGTON, NC 28405
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 17, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: New Hanover County records · Assessment roll updated October 10, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyNew Hanover County
MunicipalityKure Beach Town
Unified School DistrictNew Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,456.00$513,900 (+57.11%) Land $297,000 Building $216,900$513,900 (+57.11%) Land $297,000 Building $216,900
2023$327,100 Land $125,000 Building $202,100$327,100 Land $125,000 Building $202,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, New Hanover County (37129C), updated January 17, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371290122031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 196 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies212 units insured
16 under condo master policies
Nearby Flood Claims258 (1984–2024)
Claims Outside the SFHA225 of 258
Most Recent ClaimSep 2024, rainfall accumulation, Potential Tropical Cyclone Eight
Claims By Storm
  • Potential Tropical Cyclone Eight, Sep 2024 · 44 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 29 claims
  • Hurricane Fran, Sep 1996 · 56 claims

Wildfire

Wildfire RiskModerate
above 43% of the US · above 63% of North Carolina
Wildfire LikelihoodAbout 1 in 3,030 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 454 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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