509 Scenic Ct, Crestview, FL 32539 Property Records

Okaloosa County property record for 509 Scenic Ct, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 2,635 sqft · built 1998
Lot Size0.391 acres (17,051 sqft)
Owner2 Individual Names on Record
Last Sale$515,000 (Jul 2025)
Tax Bill$3,262 (2025)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-591-8732-8

Property Details

APN / Parcel Number

Primary APNC56-000-591-8732-8
Alternative APNs
  • 04-2N-23-221B-000B-0410
  • 23N204221B000B0410

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,635 sqft Living Area
Gross Area3,112 sqft
1st Floor Area2,635 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area17,051 sqft (0.391 acres)
Garage TypeAttached
Garage Area441 sqft
PorchFinished/Open Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address509 SCENIC CT
CityCRESTVIEW
StateFL
Zip32539-8318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKESIDE EAST AMEND LOT 41 BLK B
Legal Range23W
Legal Township02N
Legal Section04
Legal SubdivisionLAKESIDE EAST
Legal BlockB
Legal Lot Number41
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group3
Census Block3027
Census Tract20702

Owner

Source: Okaloosa County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address509 SCENIC CT, CRESTVIEW, FL 32539-8318
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 9, 2025 · Amount on Record
Deed SaleJul 9, 2025 · Amount on Record
Prior SaleSep 26, 2024 · Amount on Record
Deed Document Number20253763031
Prior Transfer DateFeb 4, 2009
Prior Transfer Doc0028744694
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Recording DateApr 6, 2026
Property Address509 SCENIC CT, CRESTVIEW, FL 32539-8318
Document Number0003808868
Instrument DateMar 30, 2026
Instrument20263808868
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyUNITED WHOLESALE MORTGAGE LL

Transferred To (Grantee/Buyer)

NameVerified Name
Address509 SCENIC CT, CRESTVIEW, FL 32539-8318

Mortgage

Document Number0003808868,
DateApr 6, 2026
Instrument20263808868
Lender
NameSWIFT HOME LOANS INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate TypeAdjustable Rate
Rate5.98%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,262.00 (+118.05%)$367,970 (+9.55%) Land $55,931 Building $312,039
2024$335,887 (-3.63%) Land $50,846 Building $285,041
2023$1,496.00 (-0.27%) Homeowner's exemption Widower's exemption$184,891 (+3%)$348,523 (+7.3%) Land $47,519 Building $301,004
2022$1,500.00 Homeowner's exemption Widower's exemption$179,506$324,804 Land $42,296 Building $282,508

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 25 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies25 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY MID SYSTEM (CRESTVIEW)
serves 7,593 people · EPA ID FL1464044
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
Verizon
Fixed Wireless
300 / 20

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