509 Sanderling Cir, Bradenton, FL 34209 Property Records

Manatee County property record for 509 Sanderling Cir, Bradenton, FL 34209

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,334 sqft · built 1992
Lot Size	0.126 acres (5,489 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (May 2022)
Tax Bill	$4,815 (2025)
Deeds & Mortgages	Jul 2022 Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`73609-2135-2`

Property Details

APN / Parcel Number

Primary APN	`73609-2135-2`
Alternative APN	`3416277360921352`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,334 sqft Living Area
Gross Area	1,818 sqft
1st Floor Area	1,334 sqft
Basement Area	176 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2005
Architectural Style	Townhouse
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,489 sqft (0.126 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	530 sqft
Deck Area	Deck Area
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	509 SANDERLING CIR
City	BRADENTON
State	FL
Zip	34209-7391
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	BR_R-1
Legal Description	LOT 195 SPOONBILL COURTYARD HOMES AT PERICO BAY CLUB PI#73609.2135/2
Legal Range	16E
Legal Township	34S
Legal Section	27
Legal Subdivision	SPOONBILL COURTYARD HOMES AT PERICO BAY
Legal Tract	07360900
Legal Lot Number	195
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1035
Census Tract	1204

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 SANDERLING CIR, BRADENTON, FL 34209-7391
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage LEADER BANK NA
May 4, 2022	Warranty Deed, Transfer · Conventional Mortgage LEADER BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2022 · Amount on Record
Deed Sale	May 4, 2022 · Amount on Record
Prior Sale	Jun 11, 2003 · Amount on Record
Deed Document Number	202259799
Prior Transfer Date	Oct 1, 2002
Prior Transfer Doc	1821007518
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	509 SANDERLING CIR, BRADENTON, FL 34209-7391
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 OLD WOLOMOLOPOAG ST, SHARON, MA 02067-2936

Mortgage

Document Number	0041090360
Date	Jul 12, 2022
Instrument	202241090360

Lender

Name	LEADER BANK NA
Type	Bank
Address	ARLINGTON, MA 02476

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	May 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	May 4, 2022
Property Address	509 SANDERLING CIR, BRADENTON, FL 34209-7391
Document Number	0041059799
Map Reference	MB 26 PG 88-90
Instrument Date	Apr 29, 2022
Instrument	202241059799
Transaction Type	Transfer
Record Updated	May 25, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2750 DREW ST RM 335, 2750, CLEARWATER, FL 33759-3007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 SANDERLING CIR, BRADENTON, FL 34209-7391

Mortgage

Document Number	0041059800
Date	May 4, 2022
Instrument	202241059800

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2052

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Bradenton City
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,498 (-) Land $86,700 Building $216,798	$303,498 (-) Land $86,700 Building $216,798
2025	$4,815.00 (-1.47%) Homeowner's exemption	$303,498 (-1.68%) Land $86,700 Building $216,798	$303,498 (-1.68%) Land $86,700 Building $216,798
2024	$4,887.00 (-3.05%)
2023	$5,041.00 (+132.95%) Homeowner's exemption	$308,689 (+99.12%) Land $86,700 Building $221,989	$308,689 (+15.55%) Land $86,700 Building $221,989
2022	$2,164.00 Homeowner's exemption	$155,025	$267,139 Land $85,000 Building $182,139

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 540 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1,392 units insured incl. 852 condo units
Nearby Flood Claims	119 (1985–2024)
Claims Outside the SFHA	6 of 119
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Oct 2024 · 92 claims Severe Storms & Flooding, Jun 1992 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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