509 Saint Croix St, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 509 Saint Croix St, Saint Augustine, FL 32095 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,349 sqft · built 2002
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$319,900 (Dec 2021)
Tax Bill	$3,172 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (moderate risk)
APN	`074531-2000`

Property Details

APN / Parcel Number

Primary APN	`074531-2000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,349 sqft Living Area
Gross Area	1,589 sqft
1st Floor Area	1,349 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	85 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	509 SAINT CROIX ST
City	SAINT AUGUSTINE
State	FL
Zip	32095-9615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	28/110-116 EAGLE CREEK OF ST AUGUSTINE LOT 200 OR5445/1059
Legal Range	29E
Legal Township	06S
Legal Section	50
Legal Subdivision	EAGLE CREEK OF ST AUGUSTINE
Legal Block	1
Legal Lot Number	200
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1014
Census Tract	20606

Owner

Source: St. Johns County records · APN 074531-2000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	509 SAINT CROIX ST, SAINT AUGUSTINE, FL 32095-9615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Warranty Deed, Transfer · Conventional Mortgage BAYWAY MORTGAGE GROUP
Sep 30, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Jan 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Prior Sale	Sep 30, 2021 · Amount on Record
Deed Document Number	2021135518
Deed Book / Page	5445 / 1059
Prior Transfer Date	Jan 06, 2017
Prior Transfer Doc	0043160216
Record Updated	Jun 08, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 15, 2021
Property Address	509 SAINT CROIX ST, SAINT AUGUSTINE, FL 32095-9615
Document Number	0054451059
Book / Page	5445 / 1059
Map Reference	MB 28 PG 110-116
Instrument Date	Dec 14, 2021
Instrument	2021135518
Transaction Type	Transfer
Record Updated	Dec 27, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,239.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 SAINT CROIX ST, SAINT AUGUSTINE, FL 32095-9615

Mortgage

Document Number	0054451061
Date	Dec 15, 2021
Instrument	5445/1061

Lender

Name	BAYWAY MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 30, 2021
Property Address	509 SAINT CROIX ST, SAINT AUGUSTINE, FL 32095-9615
Document Number	0053821925
Book / Page	5382 / 1925
Map Reference	MB 28 PG 110-116
Instrument Date	Sep 30, 2021
Instrument	2021107161
Transaction Type	Transfer
Record Updated	Jul 01, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$2,009.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 SEA VISTA DR, PALM COAST, FL 32137-2503

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jan 11, 2017
Property Address	509 SAINT CROIX ST, SAINT AUGUSTINE, FL 32095-9615
Document Number	0043160216
Book / Page	004316 / 000216
Instrument Date	Jan 06, 2017
Instrument	2788
Transaction Type	Transfer
Record Updated	Jan 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3 SEA VISTA DR PALM COAST FL 321372503, PALM COAST, FL 32137-2503

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$255,201 (+2.62%) Land $65,000 Building $190,201	$255,201 (-3.07%) Land $65,000 Building $190,201
2025	$3,172.00 (+13.25%) Homeowner's exemption	$248,675 (+5.99%)	$263,284 (-1.07%) Land $60,000 Building $203,284
2024	$2,801.00 (+2.11%)
2023	$2,743.00 (+3.16%) Homeowner's exemption	$234,628 (+3%)	$266,120 (+4.5%) Land $70,000 Building $196,120
2022	$2,659.00 Homeowner's exemption	$227,794	$254,665 Land $61,600 Building $193,065

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090206061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 108 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	108 in force
Nearby Flood Claims	6 (2016–2023)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Sep 2023, rainfall accumulation
Claims By Storm	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 301 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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