Guadalupe County property record for 509 Saddle Burro, Cibolo, TX 78108
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,996 sqft · built 2020 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $337,600 (Jan 2021) |
| Tax Bill | $7,111 (2023) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2020 Loan Modification + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G3900602103200000 |
| Primary APN | 1G3900602103200000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,996 sqft Living Area |
| Gross Area | 3,676 sqft |
| 1st Floor Area | 1,908 sqft |
| 2nd Floor Area | 1,088 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Patio Area | 169 sqft |
| Balcony Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 509 SADDLE BURRO |
|---|---|
| City | CIBOLO |
| State | TX |
| Zip | 78108-3059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SADDLE CREEK RANCH #6 BLOCK 21 LOT 32 .21 AC |
| Legal Subdivision | SADDLE CREEK RANCH #6 |
| Legal Tract | 32 |
| Legal Block | 21 |
| Legal Lot Number | 32 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 210612 |
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 509 SADDLE BURRO, CIBOLO, TX 78108-3059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage LEGACY MUTUAL MTG |
| Jul 1, 2020 | Loan Modification, Mortgage NOT AVAILABLE |
| Jul 1, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Oct 31, 2019 | Correction Deed, Transfer FIRST AMERICAN TITLE |
| Feb 4, 2019 | Grant Deed, Transfer FIRST AMERICAN TITLE |
| Feb 6, 2019 | Trustee's Deed, Transfer · Line of Credit OTHER INSTITUTIONAL LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 19, 2021 · Amount on Record |
| Deed Sale | Jan 19, 2021 · Amount on Record |
| Prior Sale | Jan 19, 2021 |
| Deed Document Number | 202199002058 |
| Prior Transfer Date | Jan 12, 2021 |
| Prior Transfer Doc | 0099002058 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jan 19, 2021 |
| Property Address | 509 SADDLE BURRO, CIBOLO, TX 78108-3059 |
| Document Number | 0000002058 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 2058 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Feb 3, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 509 SADDLE BURRO CIBOLO TX 781083059, CIBOLO, TX 78108-3059 |
| Document Number | 2059 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2059 |
| Name | LEGACY MUTUAL MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78231 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 18, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 509 SADDLE BURRO, CIBOLO, TX 78108-3059 |
| Document Number | 0000016718 |
| Instrument Date | Jul 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 4707 W 135TH ST LEAWOOD KS 662247613, LEAWOOD, KS 66224-7613 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jul 1, 2020 |
| Property Address | 509 SADDLE BURRO, CIBOLO, TX 78108-3059 |
| Document Number | 0000016717 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 16717 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7910 GATEWAY BLVD E #112 EL PASO TX 799151816, 112, EL PASO, TX 79915-1816 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Oct 31, 2019 |
| Property Address | 509 SADDLE BURRO, CIBOLO, TX 78108-3059 |
| Document Number | 0000024983 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 24983 |
| Transaction Type | Transfer |
| Record Updated | Nov 14, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Feb 4, 2019 |
| Property Address | 509 SADDLE BURRO, CIBOLO, TX 78108-3059 |
| Document Number | 0000002463 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 2463 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7910 GATEWAY E #102 EL PASO TX 79915, 102, EL PASO, TX 79915 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Feb 6, 2019 |
| Property Address | 509 SADDLE BURRO, CIBOLO, TX 78108-3059 |
| Document Number | 0000002639 |
| Instrument Date | Jan 25, 2019 |
| Instrument | 2639 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 8981 CASTNER DR #E EL PASO TX 799071833, E, EL PASO, TX 79907-1833 |
| Investor | Possibly a Property Investor |
| Document Number | 2465 |
|---|---|
| Date | Feb 6, 2019 |
| Instrument | 2465 |
| Name | OTHER INSTITUTIONAL LENDERS |
|---|---|
| Type | Bank |
| Address | 8981 CASTNER DR # E, EL PASO, TX 79907-1833 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Feb 5, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Cibolo City |
| County | Guadalupe County |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $461,353 (+2.78%) Land $51,858 Building $409,495 | $461,353 (+2.78%) Land $51,858 Building $409,495 | |
| 2025 | $448,881 (-9.65%) Land $52,592 Building $396,289 | $448,881 (-9.65%) Land $52,592 Building $396,289 | |
| 2023 | $7,111.00 (-8.82%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $496,819 (+24.23%) Land $68,046 Building $428,773 | $496,819 (+24.23%) Land $68,046 Building $428,773 |
| 2022 | $7,799.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $399,918 Land $51,968 Building $347,950 | $399,918 Land $51,968 Building $347,950 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 16 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 70% of Texas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GREEN VALLEY SUD serves 52,497 people · EPA ID TX0940020 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2024 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Guadalupe Valley Electric Cooperative, Verizon, VTX Communications.
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