Gallatin County property record for 509 S Tracy Ave, Bozeman, MT 59715
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,148 sqft · built 1913 |
| Lot Size | 0.172 acres (7,492 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $1,000,531 (Aug 2026) |
| Tax Bill | $9,076 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Dec 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 000RGH4634 |
| Primary APN | 000RGH4634 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,148 sqft Living Area |
| 1st Floor Area | 1,253 sqft |
| Upper Floors Area | 895 sqft |
| Basement Area | 1,073 sqft |
| Finished Basement | 1,073 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1913 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 7,492 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 121 sqft |
| Deck Area | 80 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 000RGH4634 |
|---|---|
| Street Address | 509 S TRACY AVE |
| City | BOZEMAN |
| State | MT |
| Zip | 59715-5279 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Description | FAIRVIEW ADD, S07, T02 S, R06 E, BLOCK 6, LOT 5, ACRES 0.172, S 20' LOT 4, PLAT C-3 |
| Legal Range | 06E |
| Legal Township | 02S |
| Legal Section | 07 |
| Legal Subdivision | FAIRVIEW ADD |
| Legal Block | 6 |
| Legal Lot Number | 4,5 |
| Jurisdiction | GALLATIN MT |
| Township / Civil Division | BOZEMAN |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the South Tracy-South Black Historic District listed 1987 · 78 contributing resources · NRIS 87001840 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Gallatin County assessment roll, as of September 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 509 S TRACY AVE, BOZEMAN, MT 59715-5279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Dec 17, 2025 | Deed of Trust, Mortgage · Line of Credit PENTAGON FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2026 · Amount on Record |
| Deed Sale | Aug 7, 2026 · Amount on Record |
| Prior Sale | Sep 17, 2012 · Amount on Record |
| Deed Document Number | 20262883633 |
| Prior Transfer Date | Dec 28, 2021 |
| Prior Transfer Doc | 0002768448 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GALLATIN MT |
| Recording Date | Aug 7, 2026 |
| Property Address | 509 S TRACY AVE, BOZEMAN, MT 59715-5279 |
| Document Number | 0002883633 |
| Instrument Date | Aug 7, 2026 |
| Instrument | 20262883633 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | TITLE SECURITY INC, SECURITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Estimated Sale Price |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 509 S TRACY AVE, BOZEMAN, MT 59715-5279 |
| Document Number | 0002883634, |
|---|---|
| Date | Aug 7, 2026 |
| Instrument | 20262883634 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GALLATIN MT |
| Property Address | 509 S TRACY AVE, BOZEMAN, MT 59715-5279 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002866710 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 2866710 |
| Name | PENTAGON FCU |
|---|---|
| Type | Credit Union |
| Address | MC LEAN, VA 22102 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 26, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Gallatin County assessment roll, as of September 23, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Gallatin County |
| Municipality | Bozeman City |
| Elementary School District | Bozeman Elementary School District (PK - 08) |
| Secondary School District | Bozeman High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,076.00 (-11.99%) | $1,624,800 (+1.27%) | $1,624,800 (+1.27%) Land $444,111 Building $1,180,689 |
| 2023 | $10,313.00 | $1,604,400 | $1,604,400 Land $437,725 Building $1,166,675 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (1997–2023) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Apr 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Montana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BOZEMAN serves 56,000 people · EPA ID MT0000161 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 545 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| SkyNet Communications Fixed Wireless | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Blackfoot Telephone Cooperative, CenturyLink, Global Net, Montana Opticom, T-Mobile, Wisp West.
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