509 S Springfield St, Virden, IL 62690 Property Records

Macoupin County property record for 509 S Springfield St, Virden, IL 62690

Property Summary

Property Type	Single Family Home
Lot Size	0.248 acres (10,800 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Oct 2019)
Tax Bill	$1,442 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Oct 2019 Sale & Mortgage
APN	`04-09-377-012`

Property Details

APN / Parcel Number

Primary APN	`04-09-377-012`
Alternative APN	`08-001-443-00`

Exterior

Lot Area	10,800 sqft (0.248 acres)
Lot Dimensions	180 ft deep x 60 ft wide

Location & Zoning

Street Address	509 S SPRINGFIELD ST
City	VIRDEN
State	IL
Zip	62690-1645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK 2 THOS B WRIGHT SUBD 60 X 180 04-09-377-012
Legal Subdivision	WRIGHT SUBD
Legal Block	2
Legal Lot Number	2
Jurisdiction	MACOUPIN IL
Township / Civil Division	VIRDEN
Census Block Group	2
Census Block	2082
Census Tract	956000

Owner

Source: Macoupin County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	509 S SPRINGFIELD ST, VIRDEN, IL 62690-1645
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Line of Credit INB NATIONAL ASSOCIATION
Oct 1, 2019	Redemption Deed, Transfer · Conventional Mortgage ILLINOIS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Prior Sale	Jun 10, 1999 · Amount on Record
Deed Document Number	2019577825
Prior Transfer Date	Sep 27, 2019
Prior Transfer Doc	0000577825
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOUPIN IL
Property Address	509 S SPRINGFIELD ST, VIRDEN, IL 62690-1645
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000620722
Date	Nov 3, 2025
Instrument	620722

Lender

Name	INB NATIONAL ASSOCIATION
Type	Bank
Address	SPRINGFIELD, IL 62701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Oct 27, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Redemption Deed, Transfer

Document Type	Redemption Deed
Jurisdiction	MACOUPIN IL
Recording Date	Oct 1, 2019
Property Address	509 S SPRINGFIELD ST, VIRDEN, IL 62690-1645
Document Number	0000577825
Instrument Date	Sep 27, 2019
Instrument	577825
Transaction Type	Transfer
Record Updated	Feb 27, 2023
Title Company	ILLINOIS REAL ESTATE TITLE CENTER LLC, ILLINOIS REAL ESTATE TITLE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 E CAPITOL AVE, SPRINGFIELD, IL 62701-1710

Mortgage

Document Number	0000577826
Date	Oct 1, 2019
Instrument	577826

Lender

Name	ILLINOIS NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Macoupin County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macoupin County
County Subdivision	Virden Township
Municipality	Virden City
Unified School District	North Mac Community Unit School District 34 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,442.00 (+4.8%)	$24,206 (+7%) Land $3,917 Building $20,289	$72,618 (+7%) Land $11,751 Building $60,867
2024	$1,376.00 (+14.57%)	$22,623 (+15.56%) Land $3,661 Building $18,962	$67,869 (+15.56%) Land $10,983 Building $56,886
2022	$1,201.00 Homeowner's exemption	$19,576 Land $3,168 Building $16,408	$58,728 Land $9,504 Building $49,224

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VIRDEN serves 3,274 people · EPA ID IL1171100
Water Source	Purchased surface water from OTTER LAKE WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Royell Communications Fiber	7,000 / 7,000
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Wisper ISP.

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