509 S Main St, Pomeroy, IA 50575 Property Records

Calhoun County property record for 509 S Main St, Pomeroy, IA 50575

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 792 sqft · built 1956
Lot Size	0.138 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$77,500 (Oct 2022)
Tax Bill	$1,074 (2026)
Deeds & Mortgages	Aug 2016 Mortgage Oct 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`893312207005`

Property Details

APN / Parcel Number

Primary APN	`893312207005`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
Basement Area	792 sqft
Finished Basement	792 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.138 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	509 S MAIN ST
City	POMEROY
State	IA
Zip	50575-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOODY & DAVY'S ADD BLOCK 5 LOT 6
Legal Range	33W
Legal Township	89N
Legal Section	12
Legal Subdivision	MOODY & DAVY'S ADD
Legal Block	5
Legal Lot Number	6
Jurisdiction	CALHOUN IA
Township / Civil Division	BUTLER
Census Block Group	1
Census Block	1057
Census Tract	950200

Owner

509 S Main St is owned and occupied by two individuals who bought it in October 2022.

Source: Calhoun County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	509 S MAIN ST, POMEROY, IA 50575-1101
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2016	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY BANK
Oct 6, 2022	Warranty Deed, Transfer · FHA Mortgage PREMIER LENDING LLC
Sep 21, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2022 · Amount on File
Deed Sale	Oct 6, 2022 · Amount on File
Deed Document Number	20221899
Prior Transfer Date	Sep 21, 2018
Prior Transfer Doc	0020181488
Record Updated	Oct 29, 2026

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALHOUN IA
Property Address	509 S MAIN ST, POMEROY, IA 50575-1101
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020161349
Date	Aug 25, 2016
Instrument	2016-1349

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	NEWELL, IA 50568

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALHOUN IA
Recording Date	Oct 6, 2022
Property Address	509 S MAIN ST, POMEROY, IA 50575-1101
Document Number	0020221899
Instrument Date	Oct 2, 2022
Instrument	2022-1899
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$123.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	509 S MAIN ST, POMEROY, IA 50575-1101

Mortgage

Document Number	0020221900
Date	Oct 6, 2022
Instrument	2022-1900

Lender

Name	PREMIER LENDING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALHOUN IA
Recording Date	Sep 21, 2018
Property Address	509 S MAIN ST, POMEROY, IA 50575-1101
Document Number	0020181488
Instrument Date	Sep 21, 2018
Instrument	2018-1488
Transaction Type	Transfer
Record Updated	Mar 3, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 S MAIN ST, POMEROY, IA 50575-1101

Tax Assessment & Valuation

The 2026 property tax bill for 509 S Main St was $1,074.

Source: Calhoun County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Calhoun County
Municipality	Pomeroy City
Unified School District	Pocahontas Area Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,074.00	$65,840 (-) Land $4,070 Building $61,770	$65,840 (-) Land $4,070 Building $61,770
2025	$1,074.00 (+16.99%)	$65,840 Land $4,070 Building $61,770	$65,840 Land $4,070 Building $61,770
2024	$918.00
2023		$54,350 Land $3,700 Building $50,650	$54,350 Land $3,700 Building $50,650
2018	$512.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 509 S Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POMEROY WATER SUPPLY serves 671 people · EPA ID IA1363051
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000
Windstream DSL	200 / 20
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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