509 S Main St, Normal, IL 61761 Property Records

McLean County property record for 509 S Main St, Normal, IL 61761

Property Summary

Property Type	Commercial
Lot Size	0.092 acres (43,560 sqft)
Owner	Company Name on File
Tax Bill	$1,196 (2024)
Deeds & Mortgages	Jul 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-28-327-024`

Property Details

APN / Parcel Number

Primary APN	`14-28-327-024`

Exterior

Lot Area	43,560 sqft (0.092 acres)

Location & Zoning

Street Address	509 S MAIN ST
City	NORMAL
State	IL
Zip	61761-2948
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	TOWN SURVEY 1898 PT ASSR SUB S 1/2 28-24-2E EX W50) LOT 41
Legal Range	02E
Legal Township	24N
Legal Section	28
Legal Subdivision	PT ASSR
Legal Lot Number	41
Jurisdiction	MCLEAN IL
Township / Civil Division	NORMAL
Census Block Group	1
Census Block	1002
Census Tract	301

Owner

Source: McLean County records · APN 14-28-327-024

Assessment roll updated April 8, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	608 KINGSLEY ST, A, NORMAL, IL 61761-5807
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Jul 28, 2026
Property Address	509 S MAIN ST, NORMAL, IL 61761-2948
Document Number	0000010790
Instrument Date	Jul 08, 2026
Instrument	202610790
Transaction Type	Mortgage
Record Updated	Aug 05, 2026
Title Company	FRONTIER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	608 KINGSLEY ST, NORMAL, IL 61761-2998

Mortgage

Document Number	0000010790,
Date	Jul 28, 2026
Instrument	202610790

Lender

Name	CITIZENS EQUITY FIRST CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 15, 2041

Interest

Rate Type	Adjustable Rate
Rate	4.16%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: McLean County records · Assessment roll updated April 8, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Normal Township
Municipality	Normal Town
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$16,084 (+21.89%) Land $16,084	$48,252 (+21.89%) Land $48,252
2024	$1,196.00 (+5.93%)
2023	$1,129.00 (+5.51%)	$13,196 (+10.69%) Land $13,196	$39,588 (+10.69%) Land $39,588
2022	$1,070.00	$11,922 Land $11,922	$35,766 Land $35,766

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McLean County (17113C), as of June 27, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Holdings Fiber	5,120 / 5,120
Pavlov Media Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 278 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1130900, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORMAL serves 52,736 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.