509 S Madison St, Morrison, IL 61270 Property Records

Whiteside County property record for 509 S Madison St, Morrison, IL 61270

Property Summary

Property Type	Single Family Home
Lot Size	0.186 acres (8,096 sqft)
Owner	Individual Name on File
Last Sale	$46,000 (Nov 2019)
Tax Bill	$1,428 (2025)
Deeds & Mortgages	Jul 2022 Refinance Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0918452014`

Property Details

APN / Parcel Number

Primary APN	`0918452014`
Alternative APN	`103042`

Exterior

Lot Area	8,096 sqft (0.186 acres)
Lot Dimensions	88 ft deep x 92 ft wide

Location & Zoning

Account Number	103042
Street Address	509 S MADISON ST
City	MORRISON
State	IL
Zip	61270-2728
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JOHNSONS ADDITION LOT 10 (EX N58) E 24 LT9(EX N58) BLK 52 126300X
Legal Subdivision	JOHNSONS ADDITION
Legal Block	52
Legal Lot Number	10
Jurisdiction	WHITESIDE IL
Township / Civil Division	MOUNT PLEASANT
Census Block Group	2
Census Block	2031
Census Tract	300

Owner

509 S Madison St is owned and occupied by an individual who bought it in November 2019.

Source: Whiteside County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	509 S MADISON ST, MORRISON, IL 61270-2728
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CENTRAL BANK ILLINOIS
Nov 20, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTRAL BK/IL
Mar 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY ST BK/ROCK FALLS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 20, 2019 · Amount on File
Deed Sale	Nov 20, 2019 · Amount on File
Deed Document Number	20196467
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	509 S MADISON ST, MORRISON, IL 61270-2728
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004389
Date	Jul 22, 2022
Instrument	2022-04389

Lender

Name	CENTRAL BANK ILLINOIS

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Aug 1, 2027

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 20, 2019
Property Address	509 S MADISON ST, MORRISON, IL 61270-2728
Document Number	0000006467
Instrument Date	Nov 1, 2019
Instrument	6467
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$69.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	509 S MADISON ST MORRISON IL 612702728, MORRISON, IL 61270-2728

Mortgage

Document Number	6468
Date	Nov 20, 2019
Instrument	6468

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	FULTON, IL 61252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 19, 2034

Interest

Rate Type	Fixed Rate
Rate	3.25%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	509 S MADISON ST, MORRISON, IL 61270-2728
Document Number	0000001289
Instrument Date	Mar 13, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 S MADISON ST MORRISON IL 612702728, MORRISON, IL 61270-2728

Mortgage

Document Number	0000001289
Date	Mar 15, 2019
Instrument	1289

Lender

Name	COMMUNITY ST BK/ROCK FALLS
Type	Bank
Address	MORRISON, IL 61270

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 14, 2024

Interest

Rate Type	Fixed Rate
Rate	6.25%

Tax Assessment & Valuation

The 2025 property tax bill for 509 S Madison St was $1,428.

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Mount Pleasant Township
Municipality	Morrison City
Unified School District	Morrison Community Unit School District 6 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,428.00	$22,974 Land $2,480 Building $20,494
2024			$68,922 Land $7,440 Building $61,482

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 509 S Madison St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 509 S Madison St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRISON serves 4,188 people · EPA ID IL1950350
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Surf Internet Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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