509 S Commerce St, Aulander, NC 27805 Property Records

Bertie County property record for 509 S Commerce St, Aulander, NC 27805

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,032 sqft · built 1935
Lot Size	0.2 acres (8,712 sqft)
Owner	Company Name on Record
Last Sale	$24,500 (Dec 2020)
Tax Bill	$833 (2025)
Deeds & Mortgages	Jun 2011 Line of Credit Oct 2014 Reverse Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`5950-75-2697`

Property Details

APN / Parcel Number

Primary APN	`5950-75-2697`
Alternative APN	`35249`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	125 ft deep x 65 ft wide
Porch	Slab
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Sewer	Municipal

Location & Zoning

Account Number	35249
Street Address	509 S COMMERCE ST
City	AULANDER
State	NC
Zip	27805-9764
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GENERAL RE
Legal Description	RES LOT
Jurisdiction	BERTIE NC
Township / Civil Division	MITCHELL
Census Block Group	1
Census Block	1053
Census Tract	960200

Owner

Source: Bertie County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7317 ROSELYNN LN, CLINTON, MD 20735-1361
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2011	Deed of Trust, Mortgage · Line of Credit SOUTHERN BANK & TRUST CO
Oct 30, 2014	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Dec 30, 2020	Special Warranty Deed, Transfer
Dec 30, 2020	Special Warranty Deed, Transfer
Oct 7, 2020	Trustee's Deed, Foreclosure
Oct 7, 2020	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2020 · Amount on Record
Deed Sale	Dec 30, 2020 · Amount on Record
Prior Sale	Oct 7, 2020 · Amount on Record
Deed Book / Page	994 / 861
Record Updated	Sep 20, 2026

June 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERTIE NC
Property Address	509 S COMMERCE ST, AULANDER, NC 27805-9764
Transaction Type	Mortgage
Record Updated	Apr 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000912/477
Date	Jun 15, 2011
Book Page	0912/477

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	AULANDER, NC 27805

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERTIE NC
Property Address	509 S COMMERCE ST, AULANDER, NC 27805-9764
Transaction Type	Mortgage
Record Updated	Apr 27, 2026
Title Company	F/C TITLE SERVICES LLC, FNC TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000943/605
Date	Oct 30, 2014
Book Page	0943/605

Lender

Name	AMERICAN ADVISORS GROUP
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	814 Months
Due	Aug 14, 2082

Interest

Rate Type	Adjustable Rate
Rate	2.9%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2014
Change Frequency	Monthly
Index	1-Month LIBOR
Max Rate	12.9%

December 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BERTIE NC
Recording Date	Dec 30, 2020
Property Address	509 S COMMERCE ST, AULANDER, NC 27805
Document Number	994/861
Book / Page	994 / 861
Instrument Date	Dec 17, 2020
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Amount	Amount Recorded
Tax	$49.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14405 WALTERS RD STE 200, 14405, HOUSTON, TX 77014-1345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 ROSELYNN LN, CLINTON, MD 20735

December 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BERTIE NC
Recording Date	Dec 30, 2020
Property Address	509 S COMMERCE ST, AULANDER, NC 27805-9764
Document Number	000994/861
Book / Page	994 / 861
Instrument Date	Dec 17, 2020
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Amount	Amount Recorded
Tax	$49.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14405 WALTERS RD STE 200, 200, HOUSTON, TX 77014-1345

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1317 ROSELYNN LN, CLINTON, MD 20735

October 2020: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BERTIE NC
Recording Date	Oct 7, 2020
Property Address	509 S COMMERCE ST, AULANDER, NC 27805
Document Number	992/614
Book / Page	992 / 614
Instrument Date	Oct 7, 2020
Transaction Type	Foreclosure
Record Updated	Nov 26, 2021

Transaction

Amount	Amount Recorded
Tax	$74.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 ESPERANZA XING, AUSTIN, TX 78758-3658

October 2020: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BERTIE NC
Recording Date	Oct 7, 2020
Property Address	509 S COMMERCE ST, AULANDER, NC 27805-9764
Document Number	000992/614
Book / Page	992 / 614
Instrument Date	Oct 7, 2020
Transaction Type	Foreclosure
Record Updated	Apr 27, 2026

Transaction

Amount	Amount Recorded
Tax	$74.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2900 ESPERANZA XING, AUSTIN, TX 78758-3658

Tax Assessment & Valuation

Source: Bertie County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Bertie County
Municipality	Aulander Town
Unified School District	Bertie County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$833.00	$47,684 (-) Land $7,424 Building $40,260	$47,684 (-) Land $7,424 Building $40,260
2024	$833.00 (+5.18%)	$47,684 (-) Land $7,424 Building $40,260	$47,684 (-) Land $7,424 Building $40,260
2023	$792.00 (+2.33%)	$47,684 (-) Land $7,424 Building $40,260	$47,684 (-) Land $7,424 Building $40,260
2022	$774.00	$47,684 Land $7,424 Building $40,260	$47,684 Land $7,424 Building $40,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	11 (2001–2024)
Claims Outside the SFHA	5 of 11
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Matthew, Oct 2016 · 3 claims Severe Storms, Flooding, And Straight-line Winds, Oct 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF AULANDER serves 1,438 people · EPA ID NC0408015
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on S Commerce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures