509 S Cedar Ave, Independence, MO 64053 Property Records

Jackson County property record for 509 S Cedar Ave, Independence, MO 64053

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,635 sqft · built 1915
Lot Size	0.153 acres (6,656 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Jul 2025)
Tax Bill	$1,194 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Feb 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-730-08-03`

Property Details

APN / Parcel Number

Primary APN	`14-730-08-03`
Alternative APNs	`14-730-08-03-00-0-00-000` `14730080300000001` `727162`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,635 sqft Living Area
1st Floor Area	1,022 sqft
Basement Area	924 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Architectural Style	Cape Cod
Exterior Material	Asbestos
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,656 sqft (0.153 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	727162
Street Address	509 S CEDAR AVE
City	INDEPENDENCE
State	MO
Zip	64053-1503
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRMOUNT N 50 OF LOT 250
Legal Subdivision	FAIRMOUNT
Legal Block	3
Legal Lot Number	250
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	3
Census Block	3003
Census Tract	11001

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	509 S CEDAR AVE, INDEPENDENCE, MO 64053-1503
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2025	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK
Feb 13, 2024	Intrafamily Transfer, Transfer
Jul 27, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2025 · Amount on Record
Deed Sale	Jul 22, 2025 · Amount on Record
Prior Sale	Jul 10, 2006 · Amount on Record
Deed Document Number	202552292
Prior Transfer Date	Jan 31, 2024
Prior Transfer Doc	00E0009064
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 22, 2025
Property Address	509 S CEDAR AVE, INDEPENDENCE, MO 64053-1503
Document Number	00E0052292
Instrument Date	Jul 8, 2025
Instrument	2025E0052292
Transaction Type	Transfer
Record Updated	Oct 13, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 S CEDAR AVE, INDEPENDENCE, MO 64053-1503

Mortgage

Document Number	00E0052293
Date	Jul 22, 2025
Instrument	2025E0052293

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON MO
Recording Date	Feb 13, 2024
Property Address	509 S CEDAR AVE, INDEPENDENCE, MO 64053-1503
Document Number	00E0009064
Instrument Date	Jan 31, 2024
Instrument	2024E0009064
Transaction Type	Transfer
Record Updated	Feb 20, 2024

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9710 BONHOMME ESTATES DR, SAINT LOUIS, MO 63132-4102

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JACKSON MO
Recording Date	Jul 27, 2017
Property Address	509 S CEDAR AVE, INDEPENDENCE, MO 64053-1503
Document Number	0000E68931
Instrument Date	Jul 6, 2017
Instrument	68931E
Transaction Type	Foreclosure
Record Updated	Aug 4, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,333 (-) Land $3,162 Building $13,171	$85,960 (-)
2025	$1,194.00 (-24.09%)	$16,333 (-25.99%) Land $3,162 Building $13,171	$85,960 (-26%)
2024	$1,573.00 (+2.48%)
2023	$1,535.00	$22,070 Land $1,461 Building $20,609	$116,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 551 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

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